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Paignton
development finance.

Expert property development finance in Paignton, Devon. Median price £245,000, 600 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£245k
Sales (12m)
600
YoY change
-7.5%
Devon sandy beach coastline

Paignton, Devon

Property finance
in Paignton.

Paignton - torbay coastal town with affordable values relative to Torquay and regeneration opportunities. With a median property price of £245,000 and 600 transactions in the last twelve months, Paignton represents a steady market with prices down 7.5% year-on-year.

Detached homes command a median of £370,000 while flats average £140,000, reflecting the breadth of Paignton's residential market. New-build activity is notable, with 16 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Paignton and the wider Devon area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Paignton
market snapshot.

HM Land Registry sold-price data for Paignton over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£245,000
Sales (12m)
600
YoY change
-7.5%

Paignton development appraisal

Model the numbers
for your scheme.

Pre-populated with Paignton median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Paignton median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,144,275
Senior Debt (65% LTGDV)£1,018,875
Equity Required£125,400
Interest (18m)£114,623
Profit on Cost24.5%
Senior Debt£1,018,875
Equity£125,400

Land Registry data

Recent property sales
in Paignton.

600 residential transactions in the last twelve months. Median sold price £245,000 (-7.5% YoY). 16 new-build transactions with a +42.9% premium over existing stock.

Detached

£370,000

Semi-Detached

£261,250

Terraced

£213,750

Flat

£140,000

DateAddressTypePrice
25 Feb 20264, DUCHY PARKTQ3 1ESDetached£310,000
24 Feb 202622, PAGE HOUSE, TORBAY ROADTQ4 6BPDetached£193,000
20 Feb 2026FLAT 2, 17, ST PAULS ROADTQ3 2DGFlat£90,000
20 Feb 2026FLAT 2, 27, DARTMOUTH ROADTQ4 5ADFlat£51,500
17 Feb 2026FLAT 10A, BELLE VUE COURT, BELLE VUE ROADTQ4 6ERFlat£200,000
17 Feb 2026FLAT 1, 314, TORQUAY ROADTQ3 2DZFlat£180,000
16 Feb 202664, UPPER HEADLAND PARK ROADTQ3 1JFDetached£500,000
16 Feb 2026213, DARTMOUTH ROADTQ4 6LGDetached£750,000
16 Feb 2026124, FOXHOLE ROADTQ3 3STSemi-Detached£220,000
13 Feb 202612, WHITSTONE ROADTQ4 6EYSemi-Detached£330,000

Common questions

Property finance in Paignton
— answered.

What is the average property price in Paignton?
The median property price in Paignton is £245,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £370,000, semi-detached properties at £261,250, terraced houses at £213,750, flats at £140,000.
Is Paignton a good area for property development?
Paignton recorded 600 property transactions in the last 12 months, with prices adjusting 7.5% year-on-year - creating potential value opportunities for developers. Torbay coastal town with affordable values relative to Torquay and regeneration opportunities. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Paignton?
We arrange the full range of property development finance in Paignton: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Paignton?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Paignton?
Development finance rates for Paignton projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.6M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Paignton,
Devon.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Paignton and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.