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Paignton
development finance.

Expert property development finance in Paignton, Devon. Median price £249,950, 642 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£250k
Sales (12m)
642
YoY change
-5.7%
Devon sandy beach coastline

Paignton, Devon

Property finance
in Paignton.

Paignton - torbay coastal town with affordable values relative to Torquay and regeneration opportunities. With a median property price of £249,950 and 642 transactions in the last twelve months, Paignton represents a steady market with prices down 5.7% year-on-year.

Detached homes command a median of £370,000 while flats average £135,000, reflecting the breadth of Paignton's residential market. Terraced houses sit at £215,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Paignton and the wider Devon area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Paignton
market snapshot.

HM Land Registry sold-price data for Paignton over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£249,950
Sales (12m)
642
YoY change
-5.7%

Paignton development appraisal

Model the numbers
for your scheme.

Pre-populated with Paignton median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Paignton median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,130,040
Senior Debt (65% LTGDV)£1,006,200
Equity Required£123,840
Interest (18m)£113,198
Profit on Cost24.5%
Senior Debt£1,006,200
Equity£123,840

Land Registry data

Recent property sales
in Paignton.

642 residential transactions in the last twelve months. Median sold price £249,950 (-5.7% YoY). 5 new-build transactions with a +36.5% premium over existing stock.

Detached

£370,000

Semi-Detached

£258,000

Terraced

£215,000

Flat

£135,000

DateAddressTypePrice
28 Apr 202632, LOWER FOWDENTQ4 6HRDetached£450,000
28 Apr 2026217, ROSELANDS DRIVETQ4 7RNDetached£350,000
20 Apr 202611, GEORGE ROADTQ3 1QZSemi-Detached£248,000
17 Apr 202642, CYPRESS COURT, 47, FISHER STREETTQ4 5DUFlat£95,000
17 Apr 202672, UPPER MANOR ROADTQ3 2TJDetached£385,000
17 Apr 20261, RUSHLADE CLOSETQ4 7BZSemi-Detached£300,000
14 Apr 20262, HARBOURNE AVENUETQ4 7DUDetached£267,500
13 Apr 202667, SMALLCOMBE ROADTQ3 3TJTerraced£280,000
10 Apr 2026232, KINGS ASH ROADTQ3 3XLDetached£440,000
10 Apr 20267, LANCASTER HOUSE, BELLE VUE ROADTQ4 6HDFlat£116,000

Common questions

Property finance in Paignton
— answered.

What is the average property price in Paignton?
The median property price in Paignton is £249,950, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £370,000, semi-detached properties at £258,000, terraced houses at £215,000, flats at £135,000.
Is Paignton a good area for property development?
Paignton recorded 642 property transactions in the last 12 months, with prices adjusting 5.7% year-on-year - creating potential value opportunities for developers. Torbay coastal town with affordable values relative to Torquay and regeneration opportunities. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Paignton?
We arrange the full range of property development finance in Paignton: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Paignton?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Paignton?
Development finance rates for Paignton projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.5M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Paignton,
Devon.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Paignton and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.