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Paignton
development finance.

Expert property development finance in Paignton, Devon. Median price £250,000, 656 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£250k
Sales (12m)
656
YoY change
-3.8%
Devon sandy beach coastline

Paignton, Devon

Property finance
in Paignton.

Paignton - torbay coastal town with affordable values relative to Torquay and regeneration opportunities. With a median property price of £250,000 and 656 transactions in the last twelve months, Paignton represents a steady market with prices down 3.8% year-on-year.

Detached homes command a median of £366,500 while flats average £140,000, reflecting the breadth of Paignton's residential market. Terraced houses sit at £217,500, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Paignton and the wider Devon area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Paignton
market snapshot.

HM Land Registry sold-price data for Paignton over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£250,000
Sales (12m)
656
YoY change
-3.8%

Paignton development appraisal

Model the numbers
for your scheme.

Pre-populated with Paignton median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Paignton median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,330/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,948,500
Senior Debt (65% LTGDV)£1,060,800
Equity Required£887,700
Interest (18m)£119,340
Profit on Cost-21.1%
Senior Debt£1,060,800
Equity£887,700

Land Registry data

Recent property sales
in Paignton.

656 residential transactions in the last twelve months. Median sold price £250,000 (-3.8% YoY). 2 new-build transactions with a % premium over existing stock.

Detached

£366,500

Semi-Detached

£259,000

Terraced

£217,500

Flat

£140,000

DateAddressTypePrice
29 Jun 20263, LANHYDROCK CLOSETQ3 3GPTerraced£335,000
24 Jun 202625, BAY VIEWTQ3 2DLTerraced£120,000
19 Jun 202614, FOXGLOVE WAYTQ4 7TGTerraced£220,000
19 Jun 202615, STELLA ROADTQ3 1BHSemi-Detached£305,000
19 Jun 202632, FISHER STREETTQ4 5ERSemi-Detached£244,000
19 Jun 202636, HARTLEY ROADTQ4 5PQTerraced£295,000
19 Jun 202622, JAMES AVENUETQ3 3LZDetached£470,000
17 Jun 20262, COLLINGWOOD ROADTQ4 5PGSemi-Detached£230,000
17 Jun 202632, YORK ROADTQ4 5NWTerraced£233,000
16 Jun 202695, BLATCHCOMBE ROADTQ3 2JRSemi-Detached£190,000

Source: HM Land Registry price paid data, 12 months to August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Paignton
— answered.

What is the average property price in Paignton?
The median property price in Paignton is £250,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £366,500, semi-detached properties at £259,000, terraced houses at £217,500, flats at £140,000.
Is Paignton a good area for property development?
Paignton recorded 656 property transactions in the last 12 months, with prices adjusting 3.8% year-on-year - creating potential value opportunities for developers. Torbay coastal town with affordable values relative to Torquay and regeneration opportunities. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Paignton?
We arrange the full range of property development finance in Paignton: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Paignton?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Paignton?
Development finance rates for Paignton projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.6M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Paignton,
Devon.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Paignton and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.