Devon
Plymouth
development finance.
Expert property development finance in Plymouth, Devon. Median price £220,000, 3,051 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £220k
- Sales (12m)
- 3,051
- YoY change
- 0%
Plymouth, Devon
Property finance
in Plymouth.
Plymouth - naval port city with waterfront regeneration, two universities, and affordable development land. With a median property price of £220,000 and 3,051 transactions in the last twelve months, Plymouth represents a active market.
Detached homes command a median of £390,000 while flats average £132,500, reflecting the breadth of Plymouth's residential market. Terraced houses sit at £210,000, offering developers a range of scheme types from conversions to ground-up residential.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Plymouth and the wider Devon area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Plymouth scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Plymouth developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Plymouth
market snapshot.
HM Land Registry sold-price data for Plymouth over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £220,000
- Sales (12m)
- 3,051
- YoY change
- Flat
- Pipeline units
- 512
- Pipeline GDV
- £110.8M
Plymouth development appraisal
Model the numbers
for your scheme.
Pre-populated with Plymouth median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Plymouth median prices. Adjust to match your scheme.
Build cost pre-filled at £2,330/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Plymouth.
3,051 residential transactions in the last twelve months. Median sold price £220,000. 4 new-build transactions with a +4.5% premium over existing stock.
Detached
£390,000
Semi-Detached
£263,000
Terraced
£210,000
Flat
£132,500
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 30 Jun 2026 | 29, SLATELANDS CLOSEPL7 1XJ | Semi-Detached | £330,000 | Freehold |
| 29 Jun 2026 | 42, TITHE ROADPL7 4QQ | Semi-Detached | £372,500 | Freehold |
| 26 Jun 2026 | 11, BAYDON CLOSEPL6 5QW | Terraced | £265,000 | Freehold |
| 26 Jun 2026 | 17, HIGHCLERE GARDENSPL6 7EA | Semi-Detached | £270,000 | Freehold |
| 25 Jun 2026 | 127, ST PANCRAS AVENUEPL2 3TL | Flat | £87,000 | Leasehold |
| 25 Jun 2026 | 3A, TEATS HILL FLATSPL4 0LX | Flat | £128,000 | Leasehold |
| 25 Jun 2026 | 27, BERESFORD STREETPL2 3AJ | Terraced | £300,000 | Freehold |
| 25 Jun 2026 | 14, COLNE GARDENSPL3 6EG | Terraced | £192,500 | Freehold |
| 25 Jun 2026 | 65, GREEN PARK ROADPL9 9HU | Semi-Detached | £382,500 | Freehold |
| 24 Jun 2026 | 65, COOMBE WAYPL5 2HA | Terraced | £175,000 | Freehold |
Planning pipeline
Planning activity
in Plymouth.
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01109/MOR | Pre-app discussions for amendments to the scheme and boundary treatment relating… 90 - 92 Outland Road Plymouth PL2 3DE | - | - | Pending | 06/08/2026 |
| 26/01093/MOR | Pre-application for obtaining listed building consent for works on the roof and … Flat 4, 13 - 17 Western College Road Plymouth PL4 7AG | - | - | Pending | 04/08/2026 |
| 26/01083/FUL | Installation of EV charger to facilitate pavement channel charging 2 Forest Avenue Plymouth PL2 3QD | - | - | Pending | 03/08/2026 |
| 26/01082/FUL | Demolition of buildings; and associated structural works, excavation of ground a… Devonport Dockyard Saltash Road Keyham Plymouth PL1 4SG | - | - | Pending | 03/08/2026 |
| 26/01076/FUL | Partial retrospective application for new outbuilding 283 Fort Austin Avenue Plymouth PL6 5ST | - | - | Pending | 30/07/2026 |
Source: HM Land Registry price paid data, 12 months to August 2026 · Plymouth City Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in Plymouth
— answered.
What is the average property price in Plymouth?
Is Plymouth a good area for property development?
What types of property finance are available in Plymouth?
How do I apply for development finance in Plymouth?
What are typical development finance rates in Plymouth?
Expert guides
Further reading
on development finance.
Monitoring Surveyor Fees Explained: The Cost Most Developers Underestimate
9 min read readValuation Fees for Development Projects: RICS Red Book Costs Explained
9 min read readThe Cost Approach to Valuation: When Lenders Use Build Cost Methods
12 min read readEnvironmental Searches for Development Finance: Contamination Risks
10 min read readWhere we fund
Plymouth,
Devon.
Nearby markets
Adjacent towns
we also fund.
Exeter
Median · £296,500
Cathedral city with university-driven growth, biomedical hub, and significant eastern expansion at Cranbrook
Torquay
Median · £223,250
English Riviera resort with premium seafront values and hotel-to-residential conversion opportunities
Newton Abbot
Median · £290,000
South Devon market town with major housing growth areas and commuter appeal to Exeter
Barnstaple
Median · £282,000
North Devon's largest town with regional service centre role and tourism-adjacent economy
Tiverton
Median · £277,750
Mid-Devon market town with new A361 improvements and growing residential demand
Exmouth
Median · £320,000
Coastal town with Exe estuary waterfront and growing appeal from Exeter commuters
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Plymouth and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.