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Wisbech, Cambridgeshire
Bridging Finance
in Wisbech
Expert bridging finance for property developers in Wisbech. We connect you with competitive funding from our panel of 100+ lenders.
Wisbech, Cambridgeshire
Bridging Finance
in Wisbech.
Live market data
Wisbech
market snapshot.
HM Land Registry sold-price data for Wisbech over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £205,000
- Sales (12m)
- 616
- YoY change
- Flat
- Approved (recent)
- 325
- Pipeline units
- 2,224
- Pipeline GDV
- £437.9M
Planning pipeline
Planning activity
in Wisbech.
325 approved (last 12 months)
·103 pending
·2,224 units in pipeline·£437.9M estimated GDV·85% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| F/YR25/0743/F | Change of use of MOT and service centre to a self-storage facility (B8) The Test And Service Centre Elm Road Wisbech Cambridgeshire PE13 2TB | - | - | Pending | 30/09/2025 |
| F/YR25/0729/PIP | Permission in Principle for 4 x dwellings Land North Of 10 Primrose Hill Doddington Cambridgeshire | 4 | £820,000 | Pending | 29/09/2025 |
| F/YR25/0842/F | Erect a part 2-storey, part single-storey and part first-floor front, rear and s… Willow Tree Cottage Cants Drove Murrow Wisbech Cambridgeshire PE13 4HN | - | - | Pending | 31/10/2025 |
| F/YR25/0846/F | Replacement of existing shop front (with repositioned entrance doors) and instal… 27 Market Place Wisbech Cambridgeshire PE13 1DQ | - | - | Pending | 30/10/2025 |
| F/YR25/0829/F | Erect a conservatory to rear of existing dwelling 6 Linnet Drive Wisbech Cambridgeshire PE13 2WG | - | - | Pending | 30/10/2025 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| F/YR26/0703/F | Erect a dwelling and retention of existing garage, involving demolition of exist… Plum Cottage Needham Bank Friday Bridge Wisbech Cambridgeshire PE14 0LH | - | - | Pending | 15/09/2026 |
| F/YR26/0697/F | Change of use from retail to hot food and takeaway, and conversion of first-floo… 10 High Street Chatteris Cambridgeshire PE16 6BE | 1 | £70,000 | Pending | 14/09/2026 |
| F/YR26/0688/F | Erect 2-storey side and single-storey rear extensions, and alterations to dwelli… Orchard Lodge Coxs Lane Wisbech Cambridgeshire PE13 4TD | - | - | Pending | 14/09/2026 |
| F/YR26/0694/F | Change of use of land for domestic purposes Land North Of Milestone House Chatteris Road Somersham Huntingdon Cambridgeshire | - | - | Pending | 14/09/2026 |
| F/YR26/0705/F | Erect 1 self/custom build dwelling and associated works involving the demolition… Land South East Of Windy Ridge Garden Lane Wisbech St Mary Cambridgeshire | - | - | Pending | 11/09/2026 |
Deal intelligence
Key schemes
in Wisbech.
Indicative appraisals of the largest residential schemes in the Wisbech planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £204.4M in combined GDV across 923 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land South Of Barkers Lane And East Of Wimblington Road March Cambridgeshire
£94.1M
Estimated GDV
Units
425
GDV / Unit
£221k
Build Cost (Range)
£60.7M–£76.6M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £205,000 plus a 8% new-build premium (measured locally). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £94.1M |
| Construction (28,900 sqm @ £2,380/sqm mid) | −£68.8M |
| Externals, fees & contingency | −£20.2M |
| Finance (65% LTGDV, 24m) & sales costs | −£10.8M |
| Developer profit target (17.5% on GDV) | −£16.5M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land North Of 271 - 311 Eastrea Road Whittlesey Cambridgeshire
£55.1M
Estimated GDV
Units
249
GDV / Unit
£221k
Build Cost (Range)
£35.6M–£44.9M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £205,000 plus a 8% new-build premium (measured locally). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £55.1M |
| Construction (16,932 sqm @ £2,380/sqm mid) | −£40.3M |
| Externals, fees & contingency | −£11.8M |
| Finance (65% LTGDV, 24m) & sales costs | −£6.3M |
| Developer profit target (17.5% on GDV) | −£9.6M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land South East Of Chatteris London Road Chatteris Cambridgeshire
£55.1M
Estimated GDV
Units
249
GDV / Unit
£221k
Build Cost (Range)
£35.6M–£44.9M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £205,000 plus a 8% new-build premium (measured locally). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £55.1M |
| Construction (16,932 sqm @ £2,380/sqm mid) | −£40.3M |
| Externals, fees & contingency | −£11.8M |
| Finance (65% LTGDV, 24m) & sales costs | −£6.3M |
| Developer profit target (17.5% on GDV) | −£9.6M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £205,000 plus a 8% new-build premium (measured locally).
- Build cost: £2,100-£2,650/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Wisbech.
616 residential transactions in the last twelve months. Median sold price £205,000. 20 new-build transactions with a +8% premium over existing stock.
Detached
£260,000
Semi-Detached
£190,000
Terraced
£136,000
Flat
£70,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 24 Jul 2026 | 114, HIGH ROADPE13 4PG | Detached | £325,000 | Freehold |
| 17 Jul 2026 | OCTOBER COTTAGE, 334, HIGH ROADPE13 5HR | Detached | £190,000 | Freehold |
| 17 Jul 2026 | 27, WINDMILL GARDENSPE14 7YA | Detached | £200,000 | Freehold |
| 13 Jul 2026 | HARWIN, BANK DRIVEPE13 1PX | Detached | £192,500 | Freehold |
| 10 Jul 2026 | 8, ORCHARD CLOSEPE13 5PY | Detached | £190,000 | Freehold |
| 10 Jul 2026 | AMBERLEY HOUSE, 5, CHURCH ROADPE13 5DE | Detached | £415,000 | Freehold |
| 10 Jul 2026 | 37, THE CROFTPE14 9PU | Terraced | £96,000 | Freehold |
| 10 Jul 2026 | 6, COUNCIL ROADPE13 3UP | Terraced | £137,000 | Freehold |
| 9 Jul 2026 | 1, WOODFORD GARDENSPE13 4QB | Detached | £278,000 | Freehold |
| 9 Jul 2026 | 17, DE HAVILLAND ROADPE13 3AP | Semi-Detached | £96,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Fenland District Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Wisbech deals.
Typical pricing for bridging finance in Wisbech. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Wisbech
An indicative appraisal for a nine-unit residential scheme priced at Wisbech's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£1,847,000
Loan Amount
£1,201,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Wisbech
— answered.
How active is the development pipeline in Wisbech?
The Fenland District Council planning register currently shows 103 residential applications awaiting decision in Wisbech, together proposing 707 units — the largest single scheme proposes 249 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Wisbech Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £205,000, 616 sales, 0% YoY. Cambridgeshire county.
6 min read
Cambridgeshire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
8 towns analysed. Median price £311,749, 9,383 transactions, -2% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Wisbech and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Wisbech,
Cambridgeshire.
Adjacent products
Other services
in Wisbech.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets