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Cambridge, Cambridgeshire
Bridging Finance
in Cambridge
Expert bridging finance for property developers in Cambridge. We connect you with competitive funding from our panel of 100+ lenders.
Cambridge, Cambridgeshire
Bridging Finance
in Cambridge.
Live market data
Cambridge
market snapshot.
HM Land Registry sold-price data for Cambridge over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.
- Median price
- £487,825
- Sales (12m)
- 950
- YoY change
- -0.4%
- Approved (12m)
- 0
- Pipeline units
- 40
- Pipeline GDV
- £17.0M
Planning pipeline
Planning activity
in Cambridge.
0 approved (12m)
·12 pending
·40 units in pipeline·£17.0M estimated GDV·0% approval rateCurrent Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01750/FUL | Demolition of existing bungalow and outbuilding, followed by construction of 1no… 64A West Drive Highfields Caldecote Caldecote Cambridgeshire CB23 7NY | - | - | Pending | 11/05/2026 |
| 26/01738/FUL | Demolition of concrete shed and construction of a single storey self/custom buil… 8 Dudley Road Cambridge Cambridgeshire CB5 8PJ | - | - | Pending | 08/05/2026 |
| 26/01721/PRIOR | Demolition of the existing single detached EX1 Building (formerly Use Class B1, … Shepreth Research Park 29 Station Road Shepreth Cambridgeshire | 25 | £8.1M | Pending | 07/05/2026 |
| 26/01709/PIP | Permission in principle for the erection of up to 5 dwellings with detached gara… 39 Willingham Road Over Cambridgeshire CB24 5PD | 5 | £4.0M | Pending | 06/05/2026 |
| 26/01691/REM | Reserved Matters Application for 425no. Residential Units - Appearance, Layout a… Land North Of Cambridge North Station Milton Avenue Cambridge Cambridgeshire CB4 0AE | - | - | Pending | 05/05/2026 |
Deal intelligence
Key schemes
in Cambridge.
Financial analysis of the largest approved planning applications in Cambridge, Cambridgeshire. These 3 schemes represent £13.6M in combined GDV across 33 units, with indicative capital stacks for each.
Residential Development
Shepreth Research Park 29 Station Road Shepreth Cambridgeshire
£8.1M
Estimated GDV
Units
25
GDV / Unit
£325k
Est. Build Cost
£3.7M
Est. Profit on GDV
47.0%
At £325k per unit, this scheme prices 33% below the Cambridge median of £487,825. Calculate GDV
Broker insight: For a 25-unit scheme in Cambridge, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Small-Scale Development
39 Willingham Road Over Cambridgeshire CB24 5PD
£4.0M
Estimated GDV
Units
5
GDV / Unit
£804k
Est. Build Cost
£1.8M
Est. Profit on GDV
47.0%
At £804k per unit, this scheme prices 65% above the Cambridge median of £487,825. Calculate GDV
Broker insight: For a 5-unit scheme in Cambridge, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Small-Scale Development
69 - 71 Lensfield Road Cambridge Cambridgeshire CB2 1EN
£1.5M
Estimated GDV
Units
3
GDV / Unit
£488k
Est. Build Cost
£659k
Est. Profit on GDV
47.0%
At £488k per unit, this scheme prices 0% below the Cambridge median of £487,825. Calculate GDV
Broker insight: For a 3-unit scheme in Cambridge, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Land Registry data
Recent property sales
in Cambridge.
950 residential transactions in the last twelve months. Median sold price £487,825 (-0.4% YoY). 15 new-build transactions with a +32% premium over existing stock.
Detached
£799,975
Semi-Detached
£560,000
Terraced
£495,000
Flat
£320,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 20 Mar 2026 | 3, PORSON COURTCB2 8ER | Semi-Detached | £690,000 | Leasehold |
| 20 Mar 2026 | 53, BISHOPS ROADCB2 9NQ | Semi-Detached | £951,200 | Freehold |
| 20 Mar 2026 | 39, COCKBURN STREETCB1 3NB | Terraced | £445,000 | Freehold |
| 18 Mar 2026 | 32, WARREN CLOSECB2 1LB | Flat | £402,500 | Leasehold |
| 17 Mar 2026 | QUEEN EDITH PUBLIC HOUSE, WULFSTAN WAYCB1 8QN | Other | £190,000 | Freehold |
| 16 Mar 2026 | 29, MUSGRAVE DRIVECB2 0AQ | Detached | £830,000 | Freehold |
| 16 Mar 2026 | 93, ALEX WOOD ROADCB4 2EG | Terraced | £380,000 | Freehold |
| 16 Mar 2026 | FLAT 9, ALDER COURT, UNION LANECB4 1GX | Flat | £150,000 | Leasehold |
| 13 Mar 2026 | 61, AINSWORTH STREETCB1 2PF | Terraced | £435,000 | Freehold |
| 13 Mar 2026 | 15, HEADINGTON CLOSECB1 9GD | Semi-Detached | £450,000 | Freehold |
Indicative terms
Bridging Finance rates
for Cambridge deals.
Typical pricing for bridging finance in Cambridge. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Development Project in Cambridge
A property development project in Cambridge requiring structured finance.
GDV
£3,000,000
Loan Amount
£2,000,000
LTV
65% LTGDV
Loan Type
Development Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Cambridge
— answered.
Market intelligence
Local market
reports.
5 min read
Cambridge Property Market: House Prices, Sold Data & Development Finance (2026)
Median price £489,500, 926 sales, -0.1% YoY. Cambridgeshire county.
5 min read
Cambridgeshire Property Market: Prices, Trends & Development Finance (2026)
7 towns analysed. Median price £305,000, 4,405 transactions, -2.8% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Cambridge and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Cambridge,
Cambridgeshire.
Adjacent products
Other services
in Cambridge.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets