ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

Services

  • Development Finance
  • Mezzanine Finance
  • Bridging Loans
  • Equity & JV
  • Refurbishment
  • Commercial Mortgages
  • Development Exit

The firm

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  • Start a deal

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All locations

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Scotland & Wales

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

© 2026 Construction Capital. All rights reserved.

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  1. Home/
  2. Locations/
  3. Bedfordshire/
  4. Sandy/
  5. Bridging Finance

Sandy, Bedfordshire

Bridging Finance
in Sandy

Expert bridging finance for property developers in Sandy. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
UK city skyline with residential and commercial buildings

Sandy, Bedfordshire

Bridging Finance
in Sandy.

Live market data

Sandy
market snapshot.

HM Land Registry sold-price data for Sandy over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£340,000
Sales (12m)
213
YoY change
+7.9%

Land Registry data

Recent property sales
in Sandy.

213 residential transactions in the last twelve months. Median sold price £340,000 (+7.9% YoY)

Detached

£450,000

Semi-Detached

£340,000

Terraced

£280,000

Flat

£166,000

DateAddressTypePriceTenure
26 Jun 20268, KINGSLEY COURTSG19 1EBTerraced£280,000Freehold
25 Jun 202677, KESTREL WAYSG19 2TGDetached£365,000Freehold
15 Jun 202625, POTTON ROADSG19 2LEOther£1,650,000Freehold
5 Jun 202617, ALDGATE CLOSESG19 2RUTerraced£345,000Freehold
29 May 202629, BELAM WAYSG19 1DBTerraced£349,950Freehold
29 May 20261, HERON CLOSESG19 1NNDetached£500,000Freehold
29 May 20266, ALL SAINTS WAYSG19 1DYDetached£425,000Freehold
29 May 202610, BANKS DRIVESG19 1AETerraced£240,000Freehold
27 May 202655, BIGGLESWADE ROADSG19 2LXDetached£595,000Freehold
22 May 20267, CHURCH PATHSG19 1ETTerraced£255,000Freehold

Source: HM Land Registry price paid data, 12 months to August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Sandy deals.

Typical pricing for bridging finance in Sandy. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Sandy

An indicative appraisal for a nine-unit residential scheme priced at Sandy's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£3,213,000

Loan Amount

£2,088,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Sandy
— answered.

Market intelligence

Local market
reports.

5 min read

Sandy Property Market: House Prices, Sold Data & Development Finance, End of H1 2026

Median price £335,000, 229 sales, +6.3% YoY. Bedfordshire county.

6 min read

Bedfordshire Property Market: Prices, Trends & Development Finance, End of H1 2026

7 towns analysed. Median price £335,000, 5,625 transactions, -1.9% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Sandy and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Sandy,
Bedfordshire.

Adjacent products

Other services
in Sandy.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Luton

Bedford

Dunstable

Biggleswade

Leighton Buzzard

Flitwick

Get Terms020 3816 3693