ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

Services

  • Development Finance
  • Mezzanine Finance
  • Bridging Loans
  • Equity & JV
  • Refurbishment
  • Commercial Mortgages
  • Development Exit

The firm

  • About Matt Lenzie
  • Case Studies
  • Lender Panel
  • Introducers
  • Contact
  • Start a deal

Resources

  • Market Reports
  • Guides
  • Calculators
  • Glossary
  • FAQ

Topic guides

  • Development Finance Guide
  • Bridging Finance Guide
  • Mezzanine Finance Guide
  • Development Costs
  • First-Time Developers
  • Permitted Development
  • Development vs Bridging
  • Mezzanine vs Equity JV
  • Development vs Commercial
  • Broker vs Direct to Lender

Nationwide coverage

All locations

London & South East

  • London
  • Kent
  • Surrey
  • Sussex
  • Hampshire
  • Berkshire
  • Hertfordshire
  • Essex

South West

  • Bristol
  • Somerset
  • Devon
  • Cornwall
  • Dorset
  • Gloucestershire

Midlands

  • Birmingham
  • Warwickshire
  • Staffordshire
  • Nottingham
  • Leicester
  • Lincolnshire

North

  • Manchester
  • Leeds
  • Liverpool
  • Lancashire
  • Newcastle
  • York

Scotland & Wales

  • Edinburgh
  • Glasgow
  • Cardiff
  • Swansea

Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

© 2026 Construction Capital. All rights reserved.

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  1. Home/
  2. Locations/
  3. Bedfordshire/
  4. Flitwick/
  5. Bridging Finance

Flitwick, Bedfordshire

Bridging Finance
in Flitwick

Expert bridging finance for property developers in Flitwick. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
UK city skyline with residential and commercial buildings

Flitwick, Bedfordshire

Bridging Finance
in Flitwick.

Live market data

Flitwick
market snapshot.

HM Land Registry sold-price data for Flitwick over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£360,000
Sales (12m)
5,084
YoY change
-1.6%

Land Registry data

Recent property sales
in Flitwick.

5,084 residential transactions in the last twelve months. Median sold price £360,000 (-1.6% YoY). 263 new-build transactions with a +23.3% premium over existing stock.

Detached

£523,500

Semi-Detached

£375,000

Terraced

£306,000

Flat

£187,750

DateAddressTypePriceTenure
29 Jul 2026116, BEDFORD ROADMK45 4LRDetached£625,000Freehold
28 Jul 20268, HILLDENE CLOSEMK45 1AQTerraced£265,000Freehold
27 Jul 20267, CAMPIAN CLOSELU6 1UDSemi-Detached£353,000Freehold
27 Jul 20262, MOWBRAY CRESCENTSG5 4DYSemi-Detached£383,500Freehold
27 Jul 20267, WILSHERES ROADSG18 0BUDetached£230,000Freehold
27 Jul 202621, THE CHILTERNSLU7 4QDSemi-Detached£370,000Freehold
24 Jul 202615, MALLARD WALKSG18 8DYTerraced£149,637Freehold
24 Jul 202636, KINGFISHER ROADSG17 5YQTerraced£370,000Freehold
24 Jul 202613, CHASE CLOSESG15 6UTTerraced£360,000Freehold
24 Jul 202610, HAWKING DRIVESG18 8GNFlat£220,000Leasehold

Source: HM Land Registry price paid data, 12 months to September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Flitwick deals.

Typical pricing for bridging finance in Flitwick. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Flitwick

An indicative appraisal for a nine-unit residential scheme priced at Flitwick's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£4,161,000

Loan Amount

£2,705,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Flitwick
— answered.

Market intelligence

Local market
reports.

5 min read

Flitwick Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition

Median price £360,000, 5,084 sales, -1.6% YoY. Bedfordshire county.

6 min read

Bedfordshire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition

7 towns analysed. Median price £339,998, 8,062 transactions, -0.6% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Flitwick and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Flitwick,
Bedfordshire.

Adjacent products

Other services
in Flitwick.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Luton

Bedford

Dunstable

Biggleswade

Leighton Buzzard

Sandy

Get Terms020 3816 3693