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Bedford, Bedfordshire
Bridging Finance
in Bedford
Expert bridging finance for property developers in Bedford. We connect you with competitive funding from our panel of 100+ lenders.
Bedford, Bedfordshire
Bridging Finance
in Bedford.
Live market data
Bedford
market snapshot.
HM Land Registry sold-price data for Bedford over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.
- Median price
- £335,259
- Sales (12m)
- 1,817
- YoY change
- -1.4%
- Approved (12m)
- 0
- Pipeline units
- 120
- Pipeline GDV
- £40.4M
Planning pipeline
Planning activity
in Bedford.
0 approved (12m)
·8 pending
·120 units in pipeline·£40.4M estimated GDV·0% approval rateCurrent Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00867/EIASCR | Request for Environmental Screening Opinion in respect of redevelopment of the F… Land At Former Gas Works Site Ford End Road Bedford Bedfordshire | - | - | Pending | 07/05/2026 |
| 26/00865/PIP | Application for Permission in Principle for the erection of 5-7 dwellings. 20 Lovell Road Oakley Bedford Bedfordshire MK43 7RZ | 7 | £2.4M | Pending | 07/05/2026 |
| 26/00873/FUL | Conversion and Change of Use of care home to Sui Generis HMO and associated exte… Milton House 39 - 41 Spenser Road Bedford Bedfordshire MK40 2BE | - | - | Pending | 07/05/2026 |
| 26/00830/PIP | Permission in Principle for a development of between 1 and 9 self-build/custom d… Land Adjacent 8 Bedford Road Cople Bedfordshire | - | - | Pending | 01/05/2026 |
| 26/00815/FUL | Conversion of disused storage area to self-contained flat Basement 102 Midland Road Bedford Bedfordshire MK40 1QE | - | - | Pending | 28/04/2026 |
Deal intelligence
Key schemes
in Bedford.
Financial analysis of the largest approved planning applications in Bedford, Bedfordshire. These 3 schemes represent £40.4M in combined GDV across 120 units, with indicative capital stacks for each.
Major Residential Development
Land West Of Wootton Upper School And Arts College Hall End Road Wootton Bedfordshire
£22.2M
Estimated GDV
Units
66
GDV / Unit
£337k
Est. Build Cost
£10.0M
Est. Profit on GDV
47.0%
At £337k per unit, this scheme prices 0% above the Bedford median of £335,259. Calculate GDV
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Residential Development
Land Off Bedford Road Willington Bedfordshire
£15.8M
Estimated GDV
Units
47
GDV / Unit
£337k
Est. Build Cost
£7.1M
Est. Profit on GDV
47.0%
At £337k per unit, this scheme prices 0% above the Bedford median of £335,259. Calculate GDV
Broker insight: For a 47-unit scheme in Bedford, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Small-Scale Development
20 Lovell Road Oakley Bedford Bedfordshire MK43 7RZ
£2.4M
Estimated GDV
Units
7
GDV / Unit
£337k
Est. Build Cost
£1.1M
Est. Profit on GDV
47.0%
At £337k per unit, this scheme prices 0% above the Bedford median of £335,259. Calculate GDV
Broker insight: For a 7-unit scheme in Bedford, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Land Registry data
Recent property sales
in Bedford.
1,817 residential transactions in the last twelve months. Median sold price £335,259 (-1.4% YoY). 113 new-build transactions with a +21.8% premium over existing stock.
Detached
£485,000
Semi-Detached
£340,000
Terraced
£281,000
Flat
£175,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 27 Mar 2026 | 25, GOODRICH AVENUEMK41 0DE | Semi-Detached | £325,000 | Freehold |
| 27 Mar 2026 | 73, MARTELL DRIVEMK42 7FJ | Flat | £215,000 | Leasehold |
| 26 Mar 2026 | 25, CLOVELLY WAYMK40 3BJ | Detached | £572,000 | Freehold |
| 26 Mar 2026 | 98, LINCROFTMK43 7SS | Semi-Detached | £295,000 | Freehold |
| 26 Mar 2026 | 103, BOWER STREETMK40 3RB | Terraced | £340,000 | Freehold |
| 23 Mar 2026 | 10, MOLIVERS LANEMK43 8JT | Detached | £340,000 | Freehold |
| 23 Mar 2026 | 30, HARROLD PRIORYMK41 0SD | Detached | £420,000 | Freehold |
| 23 Mar 2026 | 36D, MILLBROOK ROADMK42 9HJ | Flat | £134,000 | Leasehold |
| 20 Mar 2026 | 27, PENDENNIS ROADMK41 8NJ | Terraced | £265,000 | Freehold |
| 20 Mar 2026 | 124, DUDLEY STREETMK40 3SX | Semi-Detached | £380,000 | Freehold |
Indicative terms
Bridging Finance rates
for Bedford deals.
Typical pricing for bridging finance in Bedford. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Development Project in Bedford
A property development project in Bedford requiring structured finance.
GDV
£3,000,000
Loan Amount
£2,000,000
LTV
65% LTGDV
Loan Type
Development Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Bedford
— answered.
Market intelligence
Local market
reports.
5 min read
Bedford Property Market: House Prices, Sold Data & Development Finance (2026)
Median price £336,750, 1,754 sales, -0.2% YoY. Bedfordshire county.
5 min read
Bedfordshire Property Market: Prices, Trends & Development Finance (2026)
7 towns analysed. Median price £340,000, 8,636 transactions, -1.7% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Bedford and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Bedford,
Bedfordshire.
Adjacent products
Other services
in Bedford.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets