Stafford Property Market: House Prices, Sold Data & Development Finance, End of H1 2026

County town with fast WCML services to London and Birmingham and growing residential demand

The Stafford property market recorded 1,579 residential sales over the past 12 months, with a median sale price of £250,000. This places Stafford £23k above the Staffordshire county median of £227,250, and £35k below the UK national median of £285,000.

Prices in Stafford have shown broadly stable, with a year-on-year change of -1.2%. Within Staffordshire, Stafford ranks 2nd by price out of 7 principal towns, and 2nd by transaction volume.

Stafford median prices have moved from £267,500 in Q1 2025 to £275,000 in Q2 2026, a change of +2.8% over 5 quarters.

Stafford Borough Council — the local planning authority covering Stafford — has 309 residential units in its current pipeline, an estimated gross development value of £77.4m, across 13 applications (0 approved, 13 pending) at an approval rate of 0%.

Property prices in Stafford vary significantly by type. The table below compares Stafford prices with Staffordshire county averages and UK national figures.

Detached homes in Stafford command £368,000, while flat properties are most accessible at £116,500. The £252k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.

Stafford recorded 44 new-build transactions in the past 12 months, representing 2.8% of total sales. This indicates meaningful developer activity and proven buyer demand for new homes in the area.

New-build properties in Stafford traded at a premium of 13.4% versus existing stock. This premium supports the viability of new development, as buyers are willing to pay more for new homes.

Across the wider Staffordshire market, 155 new-build completions were recorded — see our Staffordshire property market report for the full county picture.

The following table shows the most recent property transactions recorded in Stafford, providing real-time evidence of achieved prices for buyers, sellers, and developers:

These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £245,000 to £360,000 illustrates the breadth of the Stafford market.

For developers considering Stafford, the local market data translates directly into finance structuring. With a median value of £250,000 and detached homes at £368,000, lenders can assess scheme viability with confidence.

A typical development finance facility for a Stafford scheme with a GDV of £368,000 would attract senior debt of approximately £239,200 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.

While prices have softened 1.2% year-on-year, experienced developers can still generate strong returns in Stafford by targeting well-located sites with clear demand drivers.

Ready to develop in Stafford? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.

To put Stafford's market in context, the table below compares it with similarly-priced towns across Staffordshire:

For the full Staffordshire town-by-town breakdown, see our comprehensive Staffordshire property market report.