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Town report · 5 min read read · Updated September 2026

Oswestry Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition

Median price £232,800, 645 sales, -4.2% YoY. Shropshire county.

01

Oswestry Property Market Overview

Oswestry: Welsh border market town with affordable values and growing residential demand.

The Oswestry property market recorded 645 residential sales in the 12 months to 31 May 2026, with a median sale price of £232,800. This places Oswestry £26k below the Shropshire county median of £258,750, and £52k below the approximate UK median of £285,000.

Prices in Oswestry have recorded a moderate decline, a year-on-year change of -4.2%. Within Shropshire, Oswestry ranks 5th by price out of 6 principal towns, and 3rd by transaction volume.

On a quarterly view, Oswestry median prices moved from £240,000 in Q4 2024 to £217,500 in Q1 2026, a change of -9.4% over 5 quarters.

02

Planning Applications in Oswestry

Shropshire Council, the local planning authority covering Oswestry, approved 0 residential planning applications and refused 0 in the last 3 months, with 43 still awaiting a decision. Too few decisions were captured in the period to state a reliable approval rate.

Those applications propose around 5 homes, an estimated £948,894 of development value at local sale prices. Treat the unit total as an upper bound, since an outline permission and its reserved-matters application both count.

Shropshire Council covers more than one town in Shropshire, so these figures are authority-wide rather than specific to Oswestry alone.

03

Oswestry House Prices by Property Type

Property prices in Oswestry vary significantly by type. The table below compares Oswestry prices with Shropshire county averages and UK national figures.

TypeOswestryShropshire AvgUK Avg
Detached£340,500£363,750£420,000
Semi-detached£204,500£228,750£265,000
Terraced£175,000£199,750£230,000
Flat£119,950£114,975£225,000

Detached homes in Oswestry command £340,500, while flat properties are most accessible at £119,950. The £221k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.

Median Price by Property Type

04

New Build Homes in Oswestry

HM Land Registry has so far registered 28 new-build sales in Oswestry for the past 12 months, 4.3% of registered transactions. New-build sales are typically registered 6 to 18 months after completion, so this understates current delivery and is not a completions figure.

Too few new-build sales have registered yet to quote a reliable new-build premium for Oswestry.

Across the wider Shropshire market, 303 new-build sales have registered so far. See our Shropshire property market report for the full county picture.

05

Recent Property Sales in Oswestry

The table below shows the most recently registered residential sales in Oswestry, evidence of achieved prices for buyers, sellers and developers:

PriceTypePostcodeDateStatus
£285,000DetachedSY11 2TU2026-07-27Existing
£178,000Semi-detachedSY11 2PF2026-07-24Existing
£85,000Semi-detachedSY10 7HD2026-07-24Existing
£120,000TerracedSY11 2UY2026-07-24Existing
£399,950DetachedSY10 7TH2026-07-16Existing

These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £85,000 to £399,950 illustrates the breadth of the Oswestry market.

06

Development Finance in Oswestry

For developers considering Oswestry, the local market data translates directly into finance structuring. With a median value of £232,800 and detached homes at £340,500, lenders can assess scheme viability with confidence.

A typical development finance facility for a scheme in Oswestry with a GDV of £340,500 would attract senior debt of approximately £221,325 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.

While prices have softened 4.2% year-on-year, experienced developers can still generate strong returns in Oswestry by targeting well-located sites with clear demand drivers.

Ready to develop in Oswestry? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.

07

Oswestry Compared to Nearby Shropshire Towns

To put Oswestry's market in context, the table below compares it with similarly-priced towns across Shropshire:

TownMedian PriceSales (12m)YoY Change
Oswestry£232,800645-4.2%
Telford£218,5002,767-3.1%
Market Drayton£247,500355-6.6%
Bridgnorth£270,0003380%
Ludlow£270,000312-0.9%
Shrewsbury£275,0002,144-0.2%

For the full Shropshire town-by-town breakdown, see our comprehensive Shropshire property market report.

Explore locationsShropshireOswestry

Common questions

Frequently asked
questions.

What is the average house price in Oswestry?

The median house price in Oswestry is £232,800, based on 645 transactions in the 12 months to 31 May 2026. Detached homes average £340,500 while flat properties average £119,950.

Are house prices rising or falling in Oswestry?

House prices in Oswestry are falling by 4.2% year-on-year. This decline may present buying opportunities for investors and developers. The wider Shropshire market is falling by 2.5%.

How many properties sold in Oswestry recently?

Oswestry recorded 645 residential property sales in the 12 months to 31 May 2026. This high volume indicates a liquid, active market.

What development finance is available for projects in Oswestry?

Developers in Oswestry can access development finance from 6.5% p.a. at 65-70% LTGDV, mezzanine finance stretching to 85-90% of costs, bridging loans completing in 5-10 days, and development exit finance. Construction Capital sources the best terms from 100+ lenders.

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