Harlow Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Review

Harlow: Garden Town status with Gilston Park development delivering 10,000 homes and Enterprise Zone.

The Harlow property market recorded 1,199 residential sales in the 12 months to 30 June 2026, with a median sale price of £335,000. This places Harlow £8k below the Essex county median of £343,100, and £50k above the approximate UK median of £285,000.

Prices in Harlow have shown modest growth, a year-on-year change of +2.1%. Within Essex, Harlow ranks 7th by price out of 10 principal towns, and 10th by transaction volume.

On a quarterly view, Harlow median prices moved from £345,000 in Q1 2025 to £335,000 in Q2 2026, a change of -2.9% over 5 quarters. Harlow has now recorded 2 consecutive quarters of price growth.

The local planning authority for Harlow approved 1 residential planning applications and refused 1 in Q3 2026 (1 July to 30 September 2026), with 8 still awaiting a decision. Too few decisions were captured in the period to state a reliable approval rate. Planning figures come from local planning authority records compiled by Landstack, retrieved on 3 October 2026. Councils and Landstack can take several days to publish decisions, so decisions made in the final days of Q3 2026 may not all be included yet.

Schemes approved in Q3 2026, together with those still awaiting a decision, propose around 24 homes, an estimated £6.7m of development value at local sale prices. Treat the unit total as an upper bound, since an outline permission and its reserved-matters application both count.

Property prices in Harlow vary significantly by type. The table below compares Harlow prices with Essex county averages and UK national figures.

Detached homes in Harlow command £524,100, while flat properties are most accessible at £200,000. The £324k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.

HM Land Registry has so far registered 11 new-build sales in Harlow for the past 12 months, 0.9% of registered transactions. New-build sales are typically registered 6 to 18 months after completion, so this understates current delivery and is not a completions figure.

Too few new-build sales have registered yet to quote a reliable new-build premium for Harlow.

Across the wider Essex market, 645 new-build sales have registered so far. See our Essex property market report for the full county picture.

The table below shows the most recently registered residential sales in Harlow, evidence of achieved prices for buyers, sellers and developers:

These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £170,000 to £375,000 illustrates the breadth of the Harlow market.

For developers considering Harlow, the local market data translates directly into finance structuring. With a median value of £335,000 and detached homes at £524,100, lenders can assess scheme viability with confidence.

A typical development finance facility for a scheme in Harlow with a GDV of £524,100 would attract senior debt of approximately £340,665 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.

With prices rising 2.1% year-on-year, Harlow presents a supportive environment for new development. Lenders view positive price momentum favourably when assessing loan applications.

Ready to develop in Harlow? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.

To put Harlow's market in context, the table below compares it with similarly-priced towns across Essex:

For the full Essex town-by-town breakdown, see our comprehensive Essex property market report.