Chorley Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Review

Chorley: South Lancashire market town with Buckshaw Village major development and growing commuter appeal.

The Chorley property market recorded 1,955 residential sales in the 12 months to 30 June 2026, with a median sale price of £222,500. This places Chorley £56k above the Lancashire county median of £166,250, and £63k below the approximate UK median of £285,000.

Prices in Chorley have shown strong growth, a year-on-year change of +3.5%. Within Lancashire, Chorley ranks 2nd by price out of 8 principal towns, and 5th by transaction volume.

On a quarterly view, Chorley median prices moved from £225,000 in Q1 2025 to £226,750 in Q2 2026, a change of +0.8% over 5 quarters.

The local planning authority for Chorley approved 24 residential planning applications and refused 11 in Q3 2026 (1 July to 30 September 2026), with 51 still awaiting a decision. That is an approval rate of 69%. A further 2 residential decisions in the period have no recorded outcome in the source data and are not counted above. Planning figures come from local planning authority records compiled by Landstack, retrieved on 3 October 2026. Councils and Landstack can take several days to publish decisions, so decisions made in the final days of Q3 2026 may not all be included yet.

Schemes approved in Q3 2026, together with those still awaiting a decision, propose around 781 homes, an estimated £174.8m of development value at local sale prices. Treat the unit total as an upper bound, since an outline permission and its reserved-matters application both count.

Property prices in Chorley vary significantly by type. The table below compares Chorley prices with Lancashire county averages and UK national figures.

Detached homes in Chorley command £352,750, while flat properties are most accessible at £117,000. The £236k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.

HM Land Registry has so far registered 65 new-build sales in Chorley for the past 12 months, 3.3% of registered transactions. New-build sales are typically registered 6 to 18 months after completion, so this understates current delivery and is not a completions figure.

On those registered sales, new builds in Chorley sold at a premium of 30.5% to existing stock.

Across the wider Lancashire market, 445 new-build sales have registered so far. See our Lancashire property market report for the full county picture.

The table below shows the most recently registered residential sales in Chorley, evidence of achieved prices for buyers, sellers and developers:

These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £160,000 to £392,000 illustrates the breadth of the Chorley market.

For developers considering Chorley, the local market data translates directly into finance structuring. With a median value of £222,500 and detached homes at £352,750, lenders can assess scheme viability with confidence.

A typical development finance facility for a scheme in Chorley with a GDV of £352,750 would attract senior debt of approximately £229,288 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.

With prices rising 3.5% year-on-year, Chorley presents a supportive environment for new development. Lenders view positive price momentum favourably when assessing loan applications.

Ready to develop in Chorley? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.

To put Chorley's market in context, the table below compares it with similarly-priced towns across Lancashire:

For the full Lancashire town-by-town breakdown, see our comprehensive Lancashire property market report.