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Swansea

SA1 Waterfront
development finance.

Expert property development finance in SA1 Waterfront, Swansea. Median price £194,500, 2,382 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£195k
Sales (12m)
2,382
YoY change
-0.3%
Swansea Bay coastline with cliffs

SA1 Waterfront, Swansea

Property finance
in SA1 Waterfront.

SA1 Waterfront - major waterfront development district with marina residential and commercial schemes. With a median property price of £194,500 and 2,382 transactions in the last twelve months, SA1 Waterfront represents a active market with prices down 0.3% year-on-year.

Detached homes command a median of £345,000 while flats average £120,000, reflecting the breadth of SA1 Waterfront's residential market. New-build activity is notable, with 13 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across SA1 Waterfront and the wider Swansea area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

SA1 Waterfront
market snapshot.

HM Land Registry sold-price data for SA1 Waterfront over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£194,500
Sales (12m)
2,382
YoY change
-0.3%
Pipeline units
42
Pipeline GDV
£8.1M

SA1 Waterfront development appraisal

Model the numbers
for your scheme.

Pre-populated with SA1 Waterfront median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with SA1 Waterfront median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,100/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,713,900
Senior Debt (65% LTGDV)£839,800
Equity Required£874,100
Interest (18m)£94,478
Profit on Cost-28.6%
Senior Debt£839,800
Equity£874,100

Land Registry data

Recent property sales
in SA1 Waterfront.

2,382 residential transactions in the last twelve months. Median sold price £194,500 (-0.3% YoY). 13 new-build transactions with a +88.6% premium over existing stock.

Detached

£345,000

Semi-Detached

£205,000

Terraced

£155,000

Flat

£120,000

DateAddressTypePrice
26 Jun 202614, LEWIS STREETSA1 8BPTerraced£178,000
26 Jun 20265, PENUEL CLOSESA4 6PUSemi-Detached£208,000
26 Jun 20261A, SADDLER STREETSA1 2PPTerraced£83,000
26 Jun 202659, HEOL CAE TYNEWYDDSA4 6PWFlat£98,000
26 Jun 202614, LON TYRHAULSA7 9SFSemi-Detached£177,500
22 Jun 202634, FFORDD DEWISA6 6FESemi-Detached£172,000
22 Jun 202650, SOUTHERNDOWN AVENUESA3 5ELDetached£425,000
22 Jun 202630, CULFOR ROADSA4 6TYTerraced£207,000
19 Jun 202681, DUNVANT ROADSA2 7NLDetached£275,000
19 Jun 202620, LLWYNDERW DRIVESA3 5APTerraced£232,000

Planning pipeline

Planning activity
in SA1 Waterfront.

176 residential applications awaiting decision
·38 units in pipeline·£6.4M estimated GDV

Current Applications

RefProposalUnitsEst. GDVStatus
2026/1292/FUL

Conversion of existing dwelling into two residential dwellings (Use Class C3), i…

98 Trallwn Road Llansamlet Swansea SA7 9XA

2£310,000Pending
2026/1289/FUL

Retention of solar panels sited on a flat roof dormer

11 Upper Church Park Mumbles Swansea SA3 4DD

--Pending
2026/1291/FUL

Demolition of chimney stack and installation of 4no. five inch stainless steel t…

68 Woodville Road Mumbles Swansea SA3 4AE

--Pending
2026/1286/FUL

Installation of rooflights and replace existing rear window with sliding doors t…

18 Kings Road Mumbles Swansea SA3 4AJ

--Pending
2026/1288/FUL

Single storey side extension, increase in side boundary wall height and rear roo…

5 Myrtle Terrace Mumbles Swansea SA3 4DT

--Pending

Source: HM Land Registry price paid data, 12 months to August 2026 · Swansea Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in SA1 Waterfront
— answered.

What is the average property price in SA1 Waterfront?
The median property price in SA1 Waterfront is £194,500, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £345,000, semi-detached properties at £205,000, terraced houses at £155,000, flats at £120,000.
Is SA1 Waterfront a good area for property development?
SA1 Waterfront recorded 2,382 property transactions in the last 12 months, with prices adjusting 0.3% year-on-year - creating potential value opportunities for developers. Major waterfront development district with marina residential and commercial schemes. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in SA1 Waterfront?
We arrange the full range of property development finance in SA1 Waterfront: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in SA1 Waterfront?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in SA1 Waterfront?
Development finance rates for SA1 Waterfront projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.2M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

SA1 Waterfront,
Swansea.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in SA1 Waterfront and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.