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Swansea

SA1 Waterfront
development finance.

Expert property development finance in SA1 Waterfront, Swansea. Median price £197,250, 2,262 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£197k
Sales (12m)
2,262
YoY change
+2.5%
Swansea Bay coastline with cliffs

SA1 Waterfront, Swansea

Property finance
in SA1 Waterfront.

SA1 Waterfront - major waterfront development district with marina residential and commercial schemes. With a median property price of £197,250 and 2,262 transactions in the last twelve months, SA1 Waterfront represents a active market with prices up 2.5% year-on-year.

Detached homes command a median of £340,000 while flats average £123,800, reflecting the breadth of SA1 Waterfront's residential market. New-build activity is notable, with 25 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across SA1 Waterfront and the wider Swansea area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

SA1 Waterfront
market snapshot.

HM Land Registry sold-price data for SA1 Waterfront over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£197,250
Sales (12m)
2,262
YoY change
+2.5%
Approved (12m)
0
Pipeline units
71
Pipeline GDV
£13.5M

SA1 Waterfront development appraisal

Model the numbers
for your scheme.

Pre-populated with SA1 Waterfront median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with SA1 Waterfront median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£897,900
Senior Debt (65% LTGDV)£799,500
Equity Required£98,400
Interest (18m)£89,944
Profit on Cost24.5%
Senior Debt£799,500
Equity£98,400

Land Registry data

Recent property sales
in SA1 Waterfront.

2,262 residential transactions in the last twelve months. Median sold price £197,250 (+2.5% YoY). 25 new-build transactions with a +79.5% premium over existing stock.

Detached

£340,000

Semi-Detached

£205,000

Terraced

£155,000

Flat

£123,800

DateAddressTypePrice
27 Apr 2026178, CARMEL ROADSA1 7LDSemi-Detached£160,000
24 Apr 20264, CARIG GARDENSSA1 6TLTerraced£85,000
23 Apr 202650, GWALIA CRESCENTSA4 4DNSemi-Detached£180,000
22 Apr 20262, BEAUCHAMP WALKSA4 6AEDetached£275,000
21 Apr 202619, HEOL CAE COPYNSA4 6SFDetached£300,000
21 Apr 202611, HEOL Y NANTSA6 5HBTerraced£105,000
20 Apr 202617, YSTRAD ROADSA5 4BTTerraced£155,000
17 Apr 202629, MAES Y GOLLENSA2 8HQTerraced£90,000
17 Apr 2026122, CAECONNA ROADSA5 5JATerraced£120,000
17 Apr 202651, BELLEVUE ROADSA3 5QBSemi-Detached£200,000

Planning pipeline

Planning activity
in SA1 Waterfront.

0 approved (12m)
·
192 pending
·71 units in pipeline·£13.5M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatus
2026/1029/LBC

Necessary upgrading and remedial works to the existing fire stopping to achieve …

Fairwood Lodge Upper Killay Swansea SA2 7JX

--Pending
2026/1022/FUL

First-floor rear extension with flat roof.

102 Manor Road Manselton Swansea SA5 9PN

--Pending
2026/1011/FUL

Change of use to create an HMO for 4 people with external alterations to elevati…

181 Neath Road Landore Swansea SA1 2JT

--Pending
2026/0998/FUL

Single storey side and rear extension

25 Llys Penpant Llangyfelach Swansea SA6 6DA

--Pending
2026/1003/FUL

Two storey side extension with first floor side Juliet balcony, front bay window…

52 Clydach Road Craig Cefn Parc Swansea SA6 5TA

--Pending

Common questions

Property finance in SA1 Waterfront
— answered.

What is the average property price in SA1 Waterfront?
The median property price in SA1 Waterfront is £197,250, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £340,000, semi-detached properties at £205,000, terraced houses at £155,000, flats at £123,800.
Is SA1 Waterfront a good area for property development?
SA1 Waterfront recorded 2,262 property transactions in the last 12 months, with prices up 2.5% year-on-year - suggesting sustained buyer demand. Major waterfront development district with marina residential and commercial schemes. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in SA1 Waterfront?
We arrange the full range of property development finance in SA1 Waterfront: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in SA1 Waterfront?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in SA1 Waterfront?
Development finance rates for SA1 Waterfront projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.2M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

SA1 Waterfront,
Swansea.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in SA1 Waterfront and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.