ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

London, United Kingdom

Services

  • Development Finance
  • Mezzanine Finance
  • Bridging Loans
  • Equity & JV
  • Refurbishment
  • Commercial Mortgages
  • Development Exit

The firm

  • About Matt Lenzie
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Nationwide coverage

All locations

London & South East

  • London
  • Kent
  • Surrey
  • Sussex
  • Hampshire
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  • Hertfordshire
  • Essex

South West

  • Bristol
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  • Devon
  • Cornwall
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Midlands

  • Birmingham
  • Warwickshire
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North

  • Manchester
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  • York

Scotland & Wales

  • Edinburgh
  • Glasgow
  • Cardiff
  • Swansea

Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

© 2026 Construction Capital. All rights reserved.

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  1. Home/
  2. Locations/
  3. North Yorkshire/
  4. York/
  5. Bridging Finance

York, North Yorkshire

Bridging Finance
in York

Expert bridging finance for property developers in York. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
York Minster cathedral

York, North Yorkshire

Bridging Finance
in York.

Live market data

York
market snapshot.

HM Land Registry sold-price data for York over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£295,000
Sales (12m)
2,029
YoY change
-1.7%
Approved (12m)
0
Pipeline units
2
Pipeline GDV
£592,400

Planning pipeline

Planning activity
in York.

0 approved (12m)
·
5 pending
·2 units in pipeline·£592,400 estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatusDate
26/00813/FUL

Erection of detached building to side to create 2no. flats (resubmission)

89 Barkston Avenue York YO26 5BA

--Pending14/05/2026
26/00845/FUL

Change of use from dwelling house (use Class C3) to House in Multiple Occupation…

2 Upperdale Park York YO31 9FA

1£296,200Pending11/05/2026
26/00819/FUL

Change of use of dwelling (use class C3) to House in Multiple Occupation (use cl…

Tegz Hair Design 1 Plantation Drive York YO26 6AD

1£296,200Pending06/05/2026
26/00794/FUL

Erection of 1no. dwelling to rear

Land To The Rear Of The Mount Royal Hotel 117 - 119 The Mount York

--Pending30/04/2026
26/00743/FUL

Erection of 1no. dwelling and garage following demolition of existing bungalow

6 Algarth Rise York YO31 1HD

--Pending22/04/2026

Land Registry data

Recent property sales
in York.

2,029 residential transactions in the last twelve months. Median sold price £295,000 (-1.7% YoY). 15 new-build transactions with a +17.5% premium over existing stock.

Detached

£425,000

Semi-Detached

£300,000

Terraced

£275,000

Flat

£190,000

DateAddressTypePriceTenure
26 Mar 202619, EASON VIEWYO24 2JBSemi-Detached£320,000Freehold
26 Mar 2026214, STOCKTON LANEYO31 1EYDetached£510,000Freehold
24 Mar 2026APARTMENT 4, BLOCK F, AVIATOR COURTYO30 4UZFlat£150,000Leasehold
24 Mar 202632, APPLECROFT ROADYO31 0HGDetached£302,000Freehold
23 Mar 20268, GEORGE STREETYO1 9QBTerraced£367,000Freehold
20 Mar 20261, LOWFIELDS DRIVEYO24 3DQTerraced£248,000Freehold
20 Mar 2026SYCAMORE HOUSE, OLD HALL LANEYO41 5LLDetached£500,000Freehold
20 Mar 202610, CHESTNUT GROVEYO26 5LESemi-Detached£365,000Freehold
20 Mar 202670, GRANGE LANEYO26 5DSTerraced£260,000Freehold
20 Mar 2026APARTMENT 11, VENICE HOUSE, EBORACUM WAYYO31 7SRFlat£200,000Leasehold

Indicative terms

Bridging Finance rates
for York deals.

Typical pricing for bridging finance in York. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Development Project in York

A property development project in York requiring structured finance.

GDV

£3,000,000

Loan Amount

£2,000,000

LTV

65% LTGDV

Loan Type

Development Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in York
— answered.

Market intelligence

Local market
reports.

5 min read

York Property Market: House Prices, Sold Data & Development Finance (2026)

Median price £295,000, 1,950 sales, -1.7% YoY. North Yorkshire county.

5 min read

North Yorkshire Property Market: Prices, Trends & Development Finance (2026)

8 towns analysed. Median price £280,000, 5,541 transactions, -1% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in York and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

York,
North Yorkshire.

Adjacent products

Other services
in York.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Harrogate

Scarborough

Skipton

Whitby

Ripon

Northallerton

Get Terms