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York, North Yorkshire
Bridging Finance
in York
Expert bridging finance for property developers in York. We connect you with competitive funding from our panel of 100+ lenders.
York, North Yorkshire
Bridging Finance
in York.
Live market data
York
market snapshot.
HM Land Registry sold-price data for York over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £300,000
- Sales (12m)
- 2,061
- YoY change
- -1.3%
- Pipeline units
- 427
- Pipeline GDV
- £126.0M
Planning pipeline
Planning activity
in York.
257 residential applications awaiting decision
·22 units in pipeline·£6.1M estimated GDVCurrent Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01366/FUL | Single storey side and rear extension and outbuilding to rear 9 Barmby Avenue York YO10 4HX | - | - | Pending | 17/08/2026 |
| 26/01493/LBC | Internal works to include the reinstatement of the party wall line between the f… Barnitts 24 - 26 Colliergate York | - | - | Pending | 14/08/2026 |
| 26/01466/FUL | Addition of porch to front elevation The Moat House 10 Orchard Garth Copmanthorpe York YO23 3YP | - | - | Pending | 14/08/2026 |
| 26/01469/FUL | Installation of 9no. externally wall mounted condensing units to side elevation … Acomb Manor Care Home 144 Acomb Road York YO24 4HA | - | - | Pending | 14/08/2026 |
| 26/01406/FUL | Change of use from commercial (Class E) to hot food takeaway (Sui Generis) The Local Authorities Mutual Investment Trust 17 Coney Street York YO1 9QL | - | - | Pending | 13/08/2026 |
Land Registry data
Recent property sales
in York.
2,061 residential transactions in the last twelve months. Median sold price £300,000 (-1.3% YoY). 16 new-build transactions with a -34.2% premium over existing stock.
Detached
£425,000
Semi-Detached
£300,000
Terraced
£280,000
Flat
£192,250
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 25 Jun 2026 | 21, ASHFIELD COURTYO24 1QS | Flat | £255,000 | Leasehold |
| 25 Jun 2026 | 1A, LINTON ROADYO26 6LT | Detached | £470,000 | Freehold |
| 25 Jun 2026 | 9, RUSSET HOUSE, BIRCH CLOSEYO31 9PN | Flat | £180,000 | Leasehold |
| 25 Jun 2026 | 150, CHAPELFIELDS ROADYO26 5AF | Semi-Detached | £265,000 | Freehold |
| 24 Jun 2026 | 86, NEWLAND PARK DRIVEYO10 3HP | Semi-Detached | £325,000 | Freehold |
| 19 Jun 2026 | 21, THOMPSON DRIVEYO32 5ZN | Detached | £500,000 | Freehold |
| 18 Jun 2026 | 10, HARINGTON AVENUEYO10 3SU | Terraced | £211,500 | Freehold |
| 18 Jun 2026 | 8, BLOSSOM COURT, ROSEMARY ROADYO24 3FQ | Semi-Detached | £350,000 | Freehold |
| 18 Jun 2026 | 70, TAMWORTH ROADYO30 5GJ | Terraced | £160,000 | Freehold |
| 16 Jun 2026 | 11, THORNFIELD DRIVEYO31 9DR | Semi-Detached | £260,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to August 2026 · City of York Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for York deals.
Typical pricing for bridging finance in York. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, York
An indicative appraisal for a nine-unit residential scheme priced at York's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£2,835,000
Loan Amount
£1,843,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in York
— answered.
How active is the development pipeline in York?
The City of York Council planning register currently shows 257 residential applications awaiting decision in York, together proposing 22 units — the largest single scheme proposes 2 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
York Property Market: House Prices, Sold Data & Development Finance, End of H1 2026
Median price £300,000, 2,107 sales, 0% YoY. North Yorkshire county.
6 min read
North Yorkshire Property Market: Prices, Trends & Development Finance, End of H1 2026
8 towns analysed. Median price £272,000, 6,104 transactions, -2.1% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in York and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
York,
North Yorkshire.
Adjacent products
Other services
in York.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets