ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

London, United Kingdom

Services

  • Development Finance
  • Mezzanine Finance
  • Bridging Loans
  • Equity & JV
  • Refurbishment
  • Commercial Mortgages
  • Development Exit

The firm

  • About Matt Lenzie
  • Case Studies
  • Lender Panel
  • Contact
  • Start a deal

Resources

  • Market Reports
  • Guides
  • Calculators
  • Glossary
  • FAQ

Nationwide coverage

All locations

London & South East

  • London
  • Kent
  • Surrey
  • Sussex
  • Hampshire
  • Berkshire
  • Hertfordshire
  • Essex

South West

  • Bristol
  • Somerset
  • Devon
  • Cornwall
  • Dorset
  • Gloucestershire

Midlands

  • Birmingham
  • Warwickshire
  • Staffordshire
  • Nottingham
  • Leicester
  • Lincolnshire

North

  • Manchester
  • Leeds
  • Liverpool
  • Lancashire
  • Newcastle
  • York

Scotland & Wales

  • Edinburgh
  • Glasgow
  • Cardiff
  • Swansea

Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

© 2026 Construction Capital. All rights reserved.

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  1. Home/
  2. Locations/
  3. North Yorkshire/
  4. Harrogate/
  5. Bridging Finance

Harrogate, North Yorkshire

Bridging Finance
in Harrogate

Expert bridging finance for property developers in Harrogate. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
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Harrogate, North Yorkshire

Bridging Finance
in Harrogate.

Live market data

Harrogate
market snapshot.

HM Land Registry sold-price data for Harrogate over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£315,000
Sales (12m)
1,228
YoY change
+0.9%

Land Registry data

Recent property sales
in Harrogate.

1,228 residential transactions in the last twelve months. Median sold price £315,000 (+0.9% YoY). 24 new-build transactions with a -70.6% premium over existing stock.

Detached

£550,000

Semi-Detached

£305,000

Terraced

£247,100

Flat

£225,000

DateAddressTypePriceTenure
27 Mar 202633, TORRS ROADHG1 4TBTerraced£270,000Freehold
23 Mar 20264, HARTLEY ROADHG2 9DQDetached£622,500Freehold
20 Mar 202611, BIRCH GROVEHG1 4HRTerraced£205,000Freehold
20 Mar 202643, HOOKSTONE AVENUEHG2 8ERTerraced£234,000Freehold
20 Mar 202630, OAKDALEHG1 2LWSemi-Detached£505,000Freehold
20 Mar 202648, MARKENFIELD ROADHG3 2TRTerraced£164,000Freehold
20 Mar 20267, LONG CRAG VIEWHG3 2GJDetached£575,000Freehold
20 Mar 202635, HAYWRA COURTHG1 5SPFlat£235,000Leasehold
20 Mar 20261, PARK HOUSE GREENHG3 1BPDetached£535,000Freehold
20 Mar 2026FLAT 4, 3, CLARENCE DRIVEHG1 2QEFlat£340,000Leasehold

Indicative terms

Bridging Finance rates
for Harrogate deals.

Typical pricing for bridging finance in Harrogate. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Development Project in Harrogate

A property development project in Harrogate requiring structured finance.

GDV

£3,000,000

Loan Amount

£2,000,000

LTV

65% LTGDV

Loan Type

Development Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Harrogate
— answered.

Market intelligence

Local market
reports.

5 min read

Harrogate Property Market: House Prices, Sold Data & Development Finance (2026)

Median price £313,750, 1,184 sales, +0.6% YoY. North Yorkshire county.

5 min read

North Yorkshire Property Market: Prices, Trends & Development Finance (2026)

8 towns analysed. Median price £280,000, 5,541 transactions, -1% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Harrogate and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Harrogate,
North Yorkshire.

Adjacent products

Other services
in Harrogate.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

York

Scarborough

Skipton

Whitby

Ripon

Northallerton

Get Terms