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Lincolnshire

Grantham
development finance.

Expert property development finance in Grantham, Lincolnshire. Median price £215,000, 780 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£215k
Sales (12m)
780
YoY change
-6.5%
UK city skyline with residential and commercial buildings

Grantham, Lincolnshire

Property finance
in Grantham.

Grantham - eCML market town with major southern growth area and fast London services. With a median property price of £215,000 and 780 transactions in the last twelve months, Grantham represents a steady market with prices down 6.5% year-on-year.

Detached homes command a median of £325,000 while flats average £110,000, reflecting the breadth of Grantham's residential market. New-build activity is notable, with 43 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Grantham and the wider Lincolnshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Grantham
market snapshot.

HM Land Registry sold-price data for Grantham over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£215,000
Sales (12m)
780
YoY change
-6.5%

Grantham development appraisal

Model the numbers
for your scheme.

Pre-populated with Grantham median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Grantham median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£876,000
Senior Debt (65% LTGDV)£780,000
Equity Required£96,000
Interest (18m)£87,750
Profit on Cost24.5%
Senior Debt£780,000
Equity£96,000

Land Registry data

Recent property sales
in Grantham.

780 residential transactions in the last twelve months. Median sold price £215,000 (-6.5% YoY). 43 new-build transactions with a +28.5% premium over existing stock.

Detached

£325,000

Semi-Detached

£200,000

Terraced

£170,000

Flat

£110,000

DateAddressTypePrice
20 Feb 20268, REDCLIFFE ROADNG31 8EBSemi-Detached£260,000
20 Feb 2026THE WOODHALL, 3, RED HOUSE GARDENSNG32 2DSDetached£657,500
16 Feb 202680, HARROWBY ROADNG31 9DSTerraced£327,000
16 Feb 2026134, MANTHORPE ROADNG31 8DLSemi-Detached£497,000
13 Feb 2026122, HAZELWOOD DRIVENG31 8GXTerraced£180,000
13 Feb 20266, GRANTHAM ROADNG31 8JXDetached£380,000
13 Feb 2026THE OLD BAKERYNG33 4HWDetached£518,000
12 Feb 20263, HILLSIDE DRIVENG31 7EZDetached£389,950
11 Feb 20265, CHURCH STREETNG32 1HBDetached£215,000
10 Feb 202682, HOUGHTON ROADNG31 6JDTerraced£185,000

Common questions

Property finance in Grantham
— answered.

What is the average property price in Grantham?
The median property price in Grantham is £215,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £325,000, semi-detached properties at £200,000, terraced houses at £170,000, flats at £110,000.
Is Grantham a good area for property development?
Grantham recorded 780 property transactions in the last 12 months, with prices adjusting 6.5% year-on-year - creating potential value opportunities for developers. ECML market town with major southern growth area and fast London services. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Grantham?
We arrange the full range of property development finance in Grantham: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Grantham?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Grantham?
Development finance rates for Grantham projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.2M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Grantham,
Lincolnshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Grantham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.