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Grantham
development finance.
Expert property development finance in Grantham, Lincolnshire. Median price £221,000, 1,149 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £221k
- Sales (12m)
- 1,149
- YoY change
- -3.9%
Property finance
in Grantham.
Grantham - eCML market town with major southern growth area and fast London services. With a median property price of £221,000 and 1,149 transactions in the last twelve months, Grantham represents a healthy market with prices down 3.9% year-on-year.
Detached homes command a median of £331,000 while flats average £100,000, reflecting the breadth of Grantham's residential market. New-build activity is notable, with 45 new-build transactions recorded over the past year - a signal of active development demand.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Grantham and the wider Lincolnshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Grantham scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Grantham developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Grantham
market snapshot.
HM Land Registry sold-price data for Grantham over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £221,000
- Sales (12m)
- 1,149
- YoY change
- -3.9%
- Approved (recent)
- 112
- Pipeline units
- 5,261
- Pipeline GDV
- £1160.1M
Grantham development appraisal
Model the numbers
for your scheme.
Pre-populated with Grantham median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Grantham median prices. Adjust to match your scheme.
Build cost pre-filled at £2,150/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Grantham.
1,149 residential transactions in the last twelve months. Median sold price £221,000 (-3.9% YoY). 45 new-build transactions with a +38.6% premium over existing stock.
Detached
£331,000
Semi-Detached
£201,500
Terraced
£165,000
Flat
£100,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 21 Aug 2026 | 57, POND STREETNG31 8LJ | Semi-Detached | £220,000 | Freehold |
| 19 Aug 2026 | 28, PEASCLIFFE DRIVENG31 8EN | Detached | £300,000 | Freehold |
| 17 Aug 2026 | 5, CAMBRIDGE STREETNG31 6EZ | Terraced | £105,000 | Freehold |
| 14 Aug 2026 | SERMET, MAIN STREETNG32 2HH | Detached | £495,000 | Freehold |
| 14 Aug 2026 | 50, BELTON GROVENG31 9HH | Detached | £265,000 | Freehold |
| 14 Aug 2026 | 81, BREWERY HILLNG31 6DW | Terraced | £135,000 | Freehold |
| 12 Aug 2026 | 30, TOTNES PLACENG31 8XH | Semi-Detached | £187,000 | Freehold |
| 12 Aug 2026 | 5, VIOLET CLOSENG32 1FN | Semi-Detached | £267,000 | Freehold |
| 12 Aug 2026 | 15, GLEN CLOSENG33 4PS | Terraced | £155,000 | Freehold |
| 12 Aug 2026 | 24, NEWPORT AVENUENG31 7EB | Semi-Detached | £183,000 | Freehold |
Planning pipeline
Planning activity
in Grantham.
Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| S25/1082 | Hybrid Application for Full Planning Permission for the conversion of the infirm… Near PE9 1UA | 27 | £6.0M | Pending | 25/09/2026 |
| S26/0423 | Change of use of School building (Use Class F1) to Residential Dwelling (Use Cla… Near PE9 2NT | 1 | £221,000 | Pending | 25/09/2026 |
| S25/2405 | Change of use of annexe to independent dwelling, forming a new planning unit sep… Near PE6 9LW | 1 | £221,000 | Pending | 23/09/2026 |
| S26/0195 | Change of use of 1st and 2nd floor to 2no dwellings Near PE9 1QB | 2 | £442,000 | Pending | 11/09/2026 |
| S26/0196 | Internal and external alterations to facilitate change of use of 1st and 2nd flo… Near PE9 2AL | 2 | £442,000 | Pending | 11/09/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| S26/1560 | Demolition of existing scout hut building and construction of four 1-bed flats o… Near PE9 1YJ | 6 | £600,000 | Pending | 10/09/2026 |
| S26/1563 | Conversion and extension of outbuilding to form dwelling. Near NG34 0HJ | 1 | £221,000 | Pending | 10/09/2026 |
| S26/1541 | Erection of single detached dwelling with associated garage and parking. Near PE9 4NT | 1 | £331,000 | Pending | 07/09/2026 |
| S26/1491 | Erection of dwelling. Near NG34 0TJ | 1 | £221,000 | Pending | 31/08/2026 |
| S26/1558 | Application for Permission in Principle for up to 9 dwellings, following the dem… Near NG31 8SX | 9 | £2.0M | Pending | 27/08/2026 |
Source: HM Land Registry price paid data, 12 months to October 2026 · South Kesteven planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in Grantham
— answered.
What is the average property price in Grantham?
Is Grantham a good area for property development?
What types of property finance are available in Grantham?
How do I apply for development finance in Grantham?
What are typical development finance rates in Grantham?
Where we fund
Grantham,
Lincolnshire.
Nearby markets
Adjacent towns
we also fund.
Lincoln
Median · £182,000
Cathedral city with Brayford Waterfront regeneration, university campus, and strong heritage conversion market
Boston
Median · £190,000
Fenland market town with waterfront regeneration potential and agricultural sector employment
Skegness
Median · £207,500
East coast resort with holiday-let market and affordable year-round residential values
Spalding
Median · £230,000
South Holland agricultural hub with growing residential demand and affordable development land
Sleaford
Median · £237,500
Central Lincolnshire market town with RAF Cranwell proximity and growing residential appeal
Stamford
Median · £315,000
Georgian stone-built market town with premium heritage values and conservation area conversions
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Grantham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.