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Grantham
development finance.
Expert property development finance in Grantham, Lincolnshire. Median price £215,000, 780 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £215k
- Sales (12m)
- 780
- YoY change
- -6.5%
Grantham, Lincolnshire
Property finance
in Grantham.
Grantham - eCML market town with major southern growth area and fast London services. With a median property price of £215,000 and 780 transactions in the last twelve months, Grantham represents a steady market with prices down 6.5% year-on-year.
Detached homes command a median of £325,000 while flats average £110,000, reflecting the breadth of Grantham's residential market. New-build activity is notable, with 43 new-build transactions recorded over the past year - a signal of active development demand.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Grantham and the wider Lincolnshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Grantham scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Grantham developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Grantham
market snapshot.
HM Land Registry sold-price data for Grantham over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.
- Median price
- £215,000
- Sales (12m)
- 780
- YoY change
- -6.5%
Grantham development appraisal
Model the numbers
for your scheme.
Pre-populated with Grantham median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Grantham median prices. Adjust to match your scheme.
Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Grantham.
780 residential transactions in the last twelve months. Median sold price £215,000 (-6.5% YoY). 43 new-build transactions with a +28.5% premium over existing stock.
Detached
£325,000
Semi-Detached
£200,000
Terraced
£170,000
Flat
£110,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 20 Feb 2026 | 8, REDCLIFFE ROADNG31 8EB | Semi-Detached | £260,000 | Freehold |
| 20 Feb 2026 | THE WOODHALL, 3, RED HOUSE GARDENSNG32 2DS | Detached | £657,500 | Freehold |
| 16 Feb 2026 | 80, HARROWBY ROADNG31 9DS | Terraced | £327,000 | Freehold |
| 16 Feb 2026 | 134, MANTHORPE ROADNG31 8DL | Semi-Detached | £497,000 | Freehold |
| 13 Feb 2026 | 122, HAZELWOOD DRIVENG31 8GX | Terraced | £180,000 | Freehold |
| 13 Feb 2026 | 6, GRANTHAM ROADNG31 8JX | Detached | £380,000 | Freehold |
| 13 Feb 2026 | THE OLD BAKERYNG33 4HW | Detached | £518,000 | Freehold |
| 12 Feb 2026 | 3, HILLSIDE DRIVENG31 7EZ | Detached | £389,950 | Freehold |
| 11 Feb 2026 | 5, CHURCH STREETNG32 1HB | Detached | £215,000 | Freehold |
| 10 Feb 2026 | 82, HOUGHTON ROADNG31 6JD | Terraced | £185,000 | Freehold |
Common questions
Property finance in Grantham
— answered.
What is the average property price in Grantham?
Is Grantham a good area for property development?
What types of property finance are available in Grantham?
How do I apply for development finance in Grantham?
What are typical development finance rates in Grantham?
Where we fund
Grantham,
Lincolnshire.
Nearby markets
Adjacent towns
we also fund.
Lincoln
Median · £180,000
Cathedral city with Brayford Waterfront regeneration, university campus, and strong heritage conversion market
Boston
Median · £189,475
Fenland market town with waterfront regeneration potential and agricultural sector employment
Skegness
Median · £205,000
East coast resort with holiday-let market and affordable year-round residential values
Spalding
Median · £220,000
South Holland agricultural hub with growing residential demand and affordable development land
Sleaford
Median · £237,848
Central Lincolnshire market town with RAF Cranwell proximity and growing residential appeal
Stamford
Median · £295,000
Georgian stone-built market town with premium heritage values and conservation area conversions
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Grantham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.