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Grantham
development finance.

Expert property development finance in Grantham, Lincolnshire. Median price £221,000, 1,149 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£221k
Sales (12m)
1,149
YoY change
-3.9%
UK city skyline with residential and commercial buildings

Property finance
in Grantham.

Grantham - eCML market town with major southern growth area and fast London services. With a median property price of £221,000 and 1,149 transactions in the last twelve months, Grantham represents a healthy market with prices down 3.9% year-on-year.

Detached homes command a median of £331,000 while flats average £100,000, reflecting the breadth of Grantham's residential market. New-build activity is notable, with 45 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Grantham and the wider Lincolnshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Grantham
market snapshot.

HM Land Registry sold-price data for Grantham over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£221,000
Sales (12m)
1,149
YoY change
-3.9%
Approved (recent)
112
Pipeline units
5,261
Pipeline GDV
£1160.1M

Grantham development appraisal

Model the numbers
for your scheme.

Pre-populated with Grantham median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Grantham median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,150/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,742,250
Senior Debt (65% LTGDV)£824,850
Equity Required£917,400
Interest (18m)£92,796
Profit on Cost-30.8%
Senior Debt£824,850
Equity£917,400

Land Registry data

Recent property sales
in Grantham.

1,149 residential transactions in the last twelve months. Median sold price £221,000 (-3.9% YoY). 45 new-build transactions with a +38.6% premium over existing stock.

Detached

£331,000

Semi-Detached

£201,500

Terraced

£165,000

Flat

£100,000

DateAddressTypePrice
21 Aug 202657, POND STREETNG31 8LJSemi-Detached£220,000
19 Aug 202628, PEASCLIFFE DRIVENG31 8ENDetached£300,000
17 Aug 20265, CAMBRIDGE STREETNG31 6EZTerraced£105,000
14 Aug 2026SERMET, MAIN STREETNG32 2HHDetached£495,000
14 Aug 202650, BELTON GROVENG31 9HHDetached£265,000
14 Aug 202681, BREWERY HILLNG31 6DWTerraced£135,000
12 Aug 202630, TOTNES PLACENG31 8XHSemi-Detached£187,000
12 Aug 20265, VIOLET CLOSENG32 1FNSemi-Detached£267,000
12 Aug 202615, GLEN CLOSENG33 4PSTerraced£155,000
12 Aug 202624, NEWPORT AVENUENG31 7EBSemi-Detached£183,000

Planning pipeline

Planning activity
in Grantham.

112 approved (last 15 months)
·
67 pending
·5,261 units in pipeline·£1160.1M estimated GDV·69% approval rate (last 15 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
S25/1082

Hybrid Application for Full Planning Permission for the conversion of the infirm…

Near PE9 1UA

27£6.0MPending
S26/0423

Change of use of School building (Use Class F1) to Residential Dwelling (Use Cla…

Near PE9 2NT

1£221,000Pending
S25/2405

Change of use of annexe to independent dwelling, forming a new planning unit sep…

Near PE6 9LW

1£221,000Pending
S26/0195

Change of use of 1st and 2nd floor to 2no dwellings

Near PE9 1QB

2£442,000Pending
S26/0196

Internal and external alterations to facilitate change of use of 1st and 2nd flo…

Near PE9 2AL

2£442,000Pending

Current Applications

RefProposalUnitsEst. GDVStatus
S26/1560

Demolition of existing scout hut building and construction of four 1-bed flats o…

Near PE9 1YJ

6£600,000Pending
S26/1563

Conversion and extension of outbuilding to form dwelling.

Near NG34 0HJ

1£221,000Pending
S26/1541

Erection of single detached dwelling with associated garage and parking.

Near PE9 4NT

1£331,000Pending
S26/1491

Erection of dwelling.

Near NG34 0TJ

1£221,000Pending
S26/1558

Application for Permission in Principle for up to 9 dwellings, following the dem…

Near NG31 8SX

9£2.0MPending

Source: HM Land Registry price paid data, 12 months to October 2026 · South Kesteven planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Grantham
— answered.

What is the average property price in Grantham?
The median property price in Grantham is £221,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £331,000, semi-detached properties at £201,500, terraced houses at £165,000, flats at £100,000.
Is Grantham a good area for property development?
Grantham recorded 1,149 property transactions in the last 12 months, with prices adjusting 3.9% year-on-year - creating potential value opportunities for developers. ECML market town with major southern growth area and fast London services. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Grantham?
We arrange the full range of property development finance in Grantham: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Grantham?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Grantham?
Development finance rates for Grantham projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.2M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Grantham,
Lincolnshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Grantham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.