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Lincolnshire

Boston
development finance.

Expert property development finance in Boston, Lincolnshire. Median price £190,000, 1,079 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£190k
Sales (12m)
1,079
YoY change
-4%
UK city skyline with residential and commercial buildings

Property finance
in Boston.

Boston - fenland market town with waterfront regeneration potential and agricultural sector employment. With a median property price of £190,000 and 1,079 transactions in the last twelve months, Boston represents a healthy market with prices down 4% year-on-year.

Detached homes command a median of £255,000 while flats average £90,000, reflecting the breadth of Boston's residential market. New-build activity is notable, with 97 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Boston and the wider Lincolnshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Boston
market snapshot.

HM Land Registry sold-price data for Boston over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£190,000
Sales (12m)
1,079
YoY change
-4%
Approved (recent)
40
Pipeline units
763
Pipeline GDV
£142.5M

Boston development appraisal

Model the numbers
for your scheme.

Pre-populated with Boston median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Boston median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,150/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,682,975
Senior Debt (65% LTGDV)£663,000
Equity Required£1,019,975
Interest (18m)£74,588
Profit on Cost-42.0%
Senior Debt£663,000
Equity£1,019,975

Land Registry data

Recent property sales
in Boston.

1,079 residential transactions in the last twelve months. Median sold price £190,000 (-4% YoY). 97 new-build transactions with a +34.9% premium over existing stock.

Detached

£255,000

Semi-Detached

£161,983

Terraced

£120,000

Flat

£90,000

DateAddressTypePrice
24 Aug 2026169, CAUSEWAYPE21 7BSDetached£295,000
17 Aug 2026HOPE HEALTH LIMITED CARE HOME, RALPHS LANEPE20 1QUDetached£302,146
17 Aug 202652, SOUTH PARADEPE21 7PNDetached£165,000
14 Aug 2026MAYFIELDS, BROADFIELD LANEPE21 8GHFlat£57,500
14 Aug 20261, HOSPITAL LANEPE21 9BYSemi-Detached£105,000
11 Aug 2026WINDY NOOK, SUTTERTON DROVEPE20 3RQDetached£375,000
11 Aug 202618A, EASTWOOD ROADPE21 0PHOther£205,000
11 Aug 2026144, HORNCASTLE ROADPE21 9HXDetached£280,000
10 Aug 20265, LACEYS DRIVEPE22 0BADetached£190,000
7 Aug 202680, RIVERSIDEPE21 9EJSemi-Detached£144,000

Planning pipeline

Planning activity
in Boston.

40 approved (last 15 months)
·
32 pending
·763 units in pipeline·£142.5M estimated GDV·77% approval rate (last 15 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
B/26/0156

Demolition of existing barn and erection of 1no dwelling

Near PE20 2BL

1£190,000Pending
B/26/0289

Proposed change of use from retail to 1no self-contained flat

Near PE21 6ND

1£90,000Pending
B/26/0289

Proposed change of use from retail to 1no self-contained flat

Near PE21 6ND

1£90,000Pending
B/25/0425

Proposed conversion of first floor office into 7no. flats (4 x 1 bed and 3 x 2 b…

Near PE21 8QR

7£630,000Pending
B/26/0069

Application for the approval of reserved matters (Appearance Landscaping Layout …

Near PE20 2NJ

1£190,000Pending

Current Applications

RefProposalUnitsEst. GDVStatus
01564/26/FUL

Proposed change of use of first floor to residential accommodation including new…

Near PE21 6TJ

--Pending
B/26/0342

Application under Schedule 2, Part 3, Class Q to determine if prior approval is …

Near PE21 0SN

1£190,000Pending
B/26/0322

Change of use from B&B to dwellinghouse

Near PE20 3PU

1£190,000Pending
B/26/0337

Erection of 4no dwellings

Near PE21 7FZ

4£760,000Pending
B/26/0313

Change of use from Public House to residential, including 3no new maisonettes, r…

Near PE21 8TA

3£270,000Pending

Source: HM Land Registry price paid data, 12 months to October 2026 · Boston planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Boston
— answered.

What is the average property price in Boston?
The median property price in Boston is £190,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £255,000, semi-detached properties at £161,983, terraced houses at £120,000, flats at £90,000.
Is Boston a good area for property development?
Boston recorded 1,079 property transactions in the last 12 months, with prices adjusting 4% year-on-year - creating potential value opportunities for developers. Fenland market town with waterfront regeneration potential and agricultural sector employment. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Boston?
We arrange the full range of property development finance in Boston: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Boston?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Boston?
Development finance rates for Boston projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £971,898, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Boston,
Lincolnshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Boston and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.