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Kent

Sevenoaks
development finance.

Expert property development finance in Sevenoaks, Kent. Median price £485,000, 1,099 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£485k
Sales (12m)
1,099
YoY change
+4.3%
Canterbury Cathedral against a cloudy sky

Sevenoaks, Kent

Property finance
in Sevenoaks.

Sevenoaks - affluent commuter town with premium values and Green Belt constraints limiting supply. With a median property price of £485,000 and 1,099 transactions in the last twelve months, Sevenoaks represents a healthy market with prices up 4.3% year-on-year.

Detached homes command a median of £850,000 while flats average £265,000, reflecting the breadth of Sevenoaks's residential market. Terraced houses sit at £375,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Sevenoaks and the wider Kent area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Sevenoaks
market snapshot.

HM Land Registry sold-price data for Sevenoaks over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£485,000
Sales (12m)
1,099
YoY change
+4.3%
Approved (12m)
0
Pipeline units
3
Pipeline GDV
£1.5M

Sevenoaks development appraisal

Model the numbers
for your scheme.

Pre-populated with Sevenoaks median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Sevenoaks median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£2,233,800
Senior Debt (65% LTGDV)£1,989,000
Equity Required£244,800
Interest (18m)£223,763
Profit on Cost24.5%
Senior Debt£1,989,000
Equity£244,800

Land Registry data

Recent property sales
in Sevenoaks.

1,099 residential transactions in the last twelve months. Median sold price £485,000 (+4.3% YoY). 6 new-build transactions with a +32.4% premium over existing stock.

Detached

£850,000

Semi-Detached

£510,000

Terraced

£375,000

Flat

£265,000

DateAddressTypePrice
24 Feb 20267, SHIP LANEBR8 7PBOther£130,000
18 Feb 20263, THE STABLES, WILDERNESSE AVENUETN15 0EDTerraced£880,000
17 Feb 202615, YEW TREE ROADTN14 5GEDetached£780,000
16 Feb 2026COPPERFIELD, QUAKERS CLOSEDA3 7EASemi-Detached£535,000
16 Feb 202614, CHURCH STREETTN8 5BDSemi-Detached£263,500
16 Feb 2026SEPTEMBER COTTAGE, CHURCH STREETTN14 7SWDetached£775,000
16 Feb 2026TINTAGEL, CRAY ROADBR8 8LPSemi-Detached£535,000
16 Feb 2026MEADOW VIEW HOUSE, FORDCOMBE ROADTN3 0RTDetached£900,000
13 Feb 202653, LEECHCROFT AVENUEBR8 8APSemi-Detached£405,000
13 Feb 202615, GARDEN COTTAGESTN11 8QBTerraced£405,000

Planning pipeline

Planning activity
in Sevenoaks.

0 approved (12m)
·
12 pending
·21 units in pipeline·£10.9M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatus
26/00523/FUL

Enclosure to existing external stair with sheet cladding and with new fenestatio…

Walthamstow Hall Junior School Bradbourne Park Road Sevenoaks Kent TN13 3LD

--Pending
26/00470/FUL

Installation of permissive footpaths.

Land West Of Kettle Cottage Hilders Lane Edenbridge Kent TN8 6LG

--Pending
26/00557/FUL

The repair and stabilization of a section of Grade II listed garden wall by cons…

Chevening House Chevening Road Chevening Kent TN14 6HG

--Pending
26/00450/CONVAR

Variation to conditions 1 (hybrid areas plan), condition 2 (hybrid areas plan), …

Broom Hill Site London Road Swanley Kent

--Pending
26/00434/FUL

Demolition of existing storage buildings, alterations to existing canopy and ere…

The Wheatsheaf Hever Road Bough Beech Kent TN8 7NU

--Pending

Common questions

Property finance in Sevenoaks
— answered.

What is the average property price in Sevenoaks?
The median property price in Sevenoaks is £485,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £850,000, semi-detached properties at £510,000, terraced houses at £375,000, flats at £265,000.
Is Sevenoaks a good area for property development?
Sevenoaks recorded 1,099 property transactions in the last 12 months, with prices up 4.3% year-on-year - suggesting sustained buyer demand. Affluent commuter town with premium values and Green Belt constraints limiting supply. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Sevenoaks?
We arrange the full range of property development finance in Sevenoaks: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Sevenoaks?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Sevenoaks?
Development finance rates for Sevenoaks projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £3.1M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Sevenoaks,
Kent.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Sevenoaks and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.