Kent
Sevenoaks
development finance.
Expert property development finance in Sevenoaks, Kent. Median price £493,750, 1,164 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £494k
- Sales (12m)
- 1,164
- YoY change
- +5.7%
Sevenoaks, Kent
Property finance
in Sevenoaks.
Sevenoaks - affluent commuter town with premium values and Green Belt constraints limiting supply. With a median property price of £493,750 and 1,164 transactions in the last twelve months, Sevenoaks represents a healthy market with prices up 5.7% year-on-year.
Detached homes command a median of £867,500 while flats average £265,500, reflecting the breadth of Sevenoaks's residential market. Terraced houses sit at £375,000, offering developers a range of scheme types from conversions to ground-up residential.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Sevenoaks and the wider Kent area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Sevenoaks scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Sevenoaks developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Sevenoaks
market snapshot.
HM Land Registry sold-price data for Sevenoaks over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £493,750
- Sales (12m)
- 1,164
- YoY change
- +5.7%
- Pipeline units
- 24
- Pipeline GDV
- £11.8M
Sevenoaks development appraisal
Model the numbers
for your scheme.
Pre-populated with Sevenoaks median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Sevenoaks median prices. Adjust to match your scheme.
Build cost pre-filled at £2,550/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Sevenoaks.
1,164 residential transactions in the last twelve months. Median sold price £493,750 (+5.7% YoY). 2 new-build transactions with a % premium over existing stock.
Detached
£867,500
Semi-Detached
£500,000
Terraced
£375,000
Flat
£265,500
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 25 Jun 2026 | 41, ST MARTINS DRIVEDA4 0EY | Semi-Detached | £760,000 | Freehold |
| 24 Jun 2026 | 4, THEOBALDS CLOSETN15 6ST | Terraced | £370,000 | Freehold |
| 23 Jun 2026 | 51, HIGH STREETTN8 7JH | Semi-Detached | £385,000 | Freehold |
| 22 Jun 2026 | 154, CRAMPTONS ROADTN14 5DZ | Terraced | £360,000 | Freehold |
| 19 Jun 2026 | 75, HEVER AVENUETN15 6HG | Semi-Detached | £570,000 | Freehold |
| 15 Jun 2026 | 48, HEVER ROADTN15 6EB | Detached | £725,000 | Freehold |
| 12 Jun 2026 | 10, ELMTREE COTTAGES, MAIN ROADTN14 7JB | Terraced | £400,000 | Freehold |
| 12 Jun 2026 | ADDNETT COTTAGE, CROUCH HOUSE ROADTN8 5LJ | Detached | £730,000 | Freehold |
| 12 Jun 2026 | 54, HIGH STREETTN14 5PQ | Semi-Detached | £572,500 | Freehold |
| 11 Jun 2026 | 62, PARK LANETN15 6NX | Terraced | £417,500 | Freehold |
Planning pipeline
Planning activity
in Sevenoaks.
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01379/PIP | Erection of dwellings with a minimum of 1 or maximum of 9 net dwellings and asso… Land South West Of West Yoke Depot Michaels Lane New Ash Green Kent | - | - | Pending | |
| 26/01357/FUL | Demolition of an existing warehouse building and change of use of land to open s… Unit 1 Block 12 Vestry Road Sevenoaks Kent TN14 5EL | - | - | Pending | |
| 26/01343/FUL | Demolition of the existing warehouse and change of use of land to open storage (… Inchcape Estates Ltd Rear Of Unit 5 Vestry Road Otford Kent TN14 5EL | - | - | Pending | |
| 26/01344/FUL | Demolition of the existing warehouse and change of use of land to open storage (… Block 13 - Vestry Industrial Estate Vestry Road Otford Kent TN14 5EL | - | - | Pending | |
| 26/01327/PIP | Erection of dwellings with a minimum of 1 or maximum of 7 net dwellings and asso… Land At The Rear Of Childsbridge House Childsbridge Lane Kemsing Kent TN15 0BZ | - | - | Pending |
Source: HM Land Registry price paid data, 12 months to August 2026 · Sevenoaks District Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in Sevenoaks
— answered.
What is the average property price in Sevenoaks?
Is Sevenoaks a good area for property development?
What types of property finance are available in Sevenoaks?
How do I apply for development finance in Sevenoaks?
What are typical development finance rates in Sevenoaks?
Expert guides
Further reading
on development finance.
Bank vs Specialist Development Finance: Pros, Cons and When to Use Each
7 min read readSenior Debt vs Mezzanine Finance: How They Work Together in Your Capital Stack
7 min read readDevelopment Finance for First-Time Developers: What You Need to Know
4 min read readUsing a Bridging Loan to Buy at Auction: A Step-by-Step Guide
4 min read readWhere we fund
Sevenoaks,
Kent.
Nearby markets
Adjacent towns
we also fund.
Maidstone
Median · £350,000
County town with strong local demand and significant brownfield redevelopment along the River Medway
Ashford
Median · £340,000
HS1 hub with 17-minute journey to London St Pancras, driving major residential expansion
Canterbury
Median · £330,000
Cathedral city with strong student housing demand from three universities and heritage conversion opportunities
Tunbridge Wells
Median · £435,000
Premium commuter town with high-value residential market and conservation area refurbishment demand
Chatham
Median · £300,000
Medway waterfront regeneration with the Historic Dockyard area attracting conversion schemes
Folkestone
Median · £310,000
Coastal regeneration driven by the Creative Quarter and harbour arm development
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Sevenoaks and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.