Kent
Sevenoaks
development finance.
Expert property development finance in Sevenoaks, Kent. Median price £485,000, 1,781 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £485k
- Sales (12m)
- 1,781
- YoY change
- +3.2%
Property finance
in Sevenoaks.
Sevenoaks - affluent commuter town with premium values and Green Belt constraints limiting supply. With a median property price of £485,000 and 1,781 transactions in the last twelve months, Sevenoaks represents a healthy market with prices up 3.2% year-on-year.
Detached homes command a median of £861,250 while flats average £268,750, reflecting the breadth of Sevenoaks's residential market. New-build activity is notable, with 19 new-build transactions recorded over the past year - a signal of active development demand.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Sevenoaks and the wider Kent area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Sevenoaks scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Sevenoaks developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Sevenoaks
market snapshot.
HM Land Registry sold-price data for Sevenoaks over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £485,000
- Sales (12m)
- 1,781
- YoY change
- +3.2%
- Approved (recent)
- 152
- Pipeline units
- 2,229
- Pipeline GDV
- £1078.0M
Sevenoaks development appraisal
Model the numbers
for your scheme.
Pre-populated with Sevenoaks median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Sevenoaks median prices. Adjust to match your scheme.
Build cost pre-filled at £2,550/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Sevenoaks.
1,781 residential transactions in the last twelve months. Median sold price £485,000 (+3.2% YoY). 19 new-build transactions with a -8.2% premium over existing stock.
Detached
£861,250
Semi-Detached
£499,000
Terraced
£375,000
Flat
£268,750
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 26 Aug 2026 | 16, ASPEN CLOSEBR8 7UB | Terraced | £360,000 | Freehold |
| 24 Aug 2026 | 15, ZAMBRA WAYTN15 0DJ | Semi-Detached | £460,000 | Freehold |
| 24 Aug 2026 | CRISPIN COTTAGE, STACK LANEDA3 8BL | Detached | £753,000 | Freehold |
| 24 Aug 2026 | 2, KENNEDY GARDENSTN13 3UG | Terraced | £393,500 | Freehold |
| 24 Aug 2026 | 33, HIGH STREETTN15 0AN | Terraced | £570,000 | Freehold |
| 21 Aug 2026 | 10, HAILWOOD DRIVETN8 6FP | Detached | £530,000 | Freehold |
| 21 Aug 2026 | SEQUOIA, 1, WITCHES LANETN13 2BG | Detached | £1,192,500 | Freehold |
| 21 Aug 2026 | 32, GLEBE PLACEDA4 9DS | Detached | £550,000 | Freehold |
| 20 Aug 2026 | APARTMENT 20, EADHELM COURT, PENLEE CLOSETN8 5FD | Flat | £90,000 | Leasehold |
| 17 Aug 2026 | 17, NEAL ROADTN15 6DE | Semi-Detached | £400,000 | Freehold |
Planning pipeline
Planning activity
in Sevenoaks.
Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01684/OUT | Outline planning permission for the erection of 4no. residential self and custom… Near TN16 2DH | 4 | £1.9M | Pending | 02/10/2026 |
| 26/01787/REM | Reserved matters (Appearance, Landscaping, Layout, Scale) pursuant to condition … Near TN15 6JJ | 2 | £970,000 | Pending | 01/10/2026 |
| 26/01201/FUL | Erection of self-build dwelling and carport with associated development and land… Near TN8 7AB | 1 | £485,000 | Pending | 29/09/2026 |
| 26/00930/FUL | Two storey dwelling on part of existing larger site with parking and landscaping… Near TN14 7AY | 1 | £485,000 | Pending | 23/09/2026 |
| 25/03505/FUL | Erection of a replacement dwelling following demolition of the existing dwelling… Near TN16 1PY | 1 | £485,000 | Pending | 17/09/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/02521/PIP | Erection of dwellings with a minimum of 1 or maximum of 9 net dwellings and asso… Near TN15 0BZ | 9 | £4.4M | Pending | 22/09/2026 |
| 26/02426/PIP | Erection of dwellings with a minimum of one or maximum of one net dwellings and … Near BR8 8BF | 1 | £485,000 | Pending | 11/09/2026 |
| 26/02363/PAC | Prior notification for a change of use from agricultural use to residential use … Near TN8 6NB | - | - | Pending | 04/09/2026 |
| 26/02380/PIP | Residential development comprising a minimum of 2 and a maximum of 4 net dwellin… Near TN16 1HR | 4 | £1.9M | Pending | 04/09/2026 |
| 26/02221/FUL | Conversion of first, second and third floors from Offices (Class E) to a 6 bedro… Near TN13 1AR | 0 | - | Pending | 19/08/2026 |
Source: HM Land Registry price paid data, 12 months to October 2026 · Sevenoaks planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in Sevenoaks
— answered.
What is the average property price in Sevenoaks?
Is Sevenoaks a good area for property development?
What types of property finance are available in Sevenoaks?
How do I apply for development finance in Sevenoaks?
What are typical development finance rates in Sevenoaks?
Expert guides
Further reading
on development finance.
Bank vs Specialist Development Finance: Pros, Cons and When to Use Each
5 min read readSenior Debt vs Mezzanine Finance: How They Work Together in Your Capital Stack
4 min read readCan I Get Development Finance With No Track Record?
5 min read readUsing a Bridging Loan to Buy at Auction: A Step-by-Step Guide
4 min read readWhere we fund
Sevenoaks,
Kent.
Nearby markets
Adjacent towns
we also fund.
Maidstone
Median · £355,625
County town with strong local demand and significant brownfield redevelopment along the River Medway
Ashford
Median · £340,000
HS1 hub with 17-minute journey to London St Pancras, driving major residential expansion
Canterbury
Median · £334,750
Cathedral city with strong student housing demand from three universities and heritage conversion opportunities
Tunbridge Wells
Median · £430,000
Premium commuter town with high-value residential market and conservation area refurbishment demand
Chatham
Median · £300,000
Medway waterfront regeneration with the Historic Dockyard area attracting conversion schemes
Folkestone
Median · £310,000
Coastal regeneration driven by the Creative Quarter and harbour arm development
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Sevenoaks and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.