Kent
Sevenoaks
development finance.
Expert property development finance in Sevenoaks, Kent. Median price £490,000, 1,162 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £490k
- Sales (12m)
- 1,162
- YoY change
- +4.8%
Sevenoaks, Kent
Property finance
in Sevenoaks.
Sevenoaks - affluent commuter town with premium values and Green Belt constraints limiting supply. With a median property price of £490,000 and 1,162 transactions in the last twelve months, Sevenoaks represents a healthy market with prices up 4.8% year-on-year.
Detached homes command a median of £870,000 while flats average £265,500, reflecting the breadth of Sevenoaks's residential market. Terraced houses sit at £375,000, offering developers a range of scheme types from conversions to ground-up residential.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Sevenoaks and the wider Kent area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Sevenoaks scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Sevenoaks developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Sevenoaks
market snapshot.
HM Land Registry sold-price data for Sevenoaks over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.
- Median price
- £490,000
- Sales (12m)
- 1,162
- YoY change
- +4.8%
- Approved (12m)
- 0
- Pipeline units
- 21
- Pipeline GDV
- £8.2M
Sevenoaks development appraisal
Model the numbers
for your scheme.
Pre-populated with Sevenoaks median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Sevenoaks median prices. Adjust to match your scheme.
Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Sevenoaks.
1,162 residential transactions in the last twelve months. Median sold price £490,000 (+4.8% YoY). 4 new-build transactions with a -27.6% premium over existing stock.
Detached
£870,000
Semi-Detached
£502,500
Terraced
£375,000
Flat
£265,500
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 24 Apr 2026 | 19, BEECH ROADTN13 1YG | Terraced | £530,000 | Freehold |
| 24 Apr 2026 | 14, NORMAN COURT, CAMPION SQUARETN14 5GZ | Flat | £192,500 | Leasehold |
| 22 Apr 2026 | 165, ESPARTO WAYDA4 9LN | Flat | £235,000 | Leasehold |
| 21 Apr 2026 | 27, THE FLOATSTN13 2QT | Terraced | £625,000 | Freehold |
| 20 Apr 2026 | LIME TREE HOUSE, 15, LIME TREE WALKTN13 1YH | Detached | £825,000 | Freehold |
| 17 Apr 2026 | APPLE-TREE-COTTAGE, CHURCH ROADDA3 8DY | Detached | £825,000 | Freehold |
| 17 Apr 2026 | 5, WELLFIELDDA3 7EG | Detached | £665,000 | Freehold |
| 17 Apr 2026 | 57, CRAMPTONS ROADTN14 5ES | Detached | £552,500 | Freehold |
| 17 Apr 2026 | 90, EVELYN ROADTN14 5PU | Detached | £860,000 | Freehold |
| 17 Apr 2026 | 8, MALT SHOVEL COTTAGES, STATION ROADDA4 0EP | Terraced | £393,000 | Freehold |
Planning pipeline
Planning activity
in Sevenoaks.
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00862/FUL | Demolition of existing dwellings and outbuildings. Erection of replacement dwell… The Bungalow Stud Farm Church Road Halstead Kent TN14 7HQ | - | - | Pending | |
| 26/00861/FUL | Demolition of existing dwellings and outbuildings. Erection of replacement dwell… Stud Farm Church Road Halstead Kent TN14 7HQ | 1 | £482,500 | Pending | |
| 26/00820/FUL | Demolition of existing garages. New building comprising 4 no. residential dwelli… Land North East Of Junction With Seal Road Greatness Lane Sevenoaks Kent TN14 5AT | 4 | £1.9M | Pending | |
| 26/00805/FUL | Erection of an agricultural workers dwelling with pv panels. post and rail fenci… Land South East Of Broadhoath Wood Rooks Hill Underriver Kent | - | - | Pending | |
| 26/00808/FUL | Change of use of area of tarmac to front of former pub to domestic garden and a … The Cock Inn Shoreham Lane Halstead Kent TN14 7DD | - | - | Pending |
Common questions
Property finance in Sevenoaks
— answered.
What is the average property price in Sevenoaks?
Is Sevenoaks a good area for property development?
What types of property finance are available in Sevenoaks?
How do I apply for development finance in Sevenoaks?
What are typical development finance rates in Sevenoaks?
Expert guides
Further reading
on development finance.
Bank vs Specialist Development Finance: Pros, Cons and When to Use Each
7 min read readSenior Debt vs Mezzanine Finance: How They Work Together in Your Capital Stack
7 min read readDevelopment Finance for First-Time Developers: What You Need to Know
4 min read readUsing a Bridging Loan to Buy at Auction: A Step-by-Step Guide
4 min read readWhere we fund
Sevenoaks,
Kent.
Nearby markets
Adjacent towns
we also fund.
Maidstone
Median · £350,750
County town with strong local demand and significant brownfield redevelopment along the River Medway
Ashford
Median · £340,000
HS1 hub with 17-minute journey to London St Pancras, driving major residential expansion
Canterbury
Median · £330,000
Cathedral city with strong student housing demand from three universities and heritage conversion opportunities
Tunbridge Wells
Median · £430,000
Premium commuter town with high-value residential market and conservation area refurbishment demand
Chatham
Median · £300,000
Medway waterfront regeneration with the Historic Dockyard area attracting conversion schemes
Folkestone
Median · £310,000
Coastal regeneration driven by the Creative Quarter and harbour arm development
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Sevenoaks and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.