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East Riding of Yorkshire

Hull
development finance.

Expert property development finance in Hull, East Riding of Yorkshire. Median price £130,000, 2,515 annual sales. We connect developers with competitive funding from 100+ lenders.

Start a Hull dealOr call +44 20 3816 3693
Median price
£130k
Sales (12m)
2,515
YoY change
0%
UK city skyline with residential and commercial buildings

Hull, East Riding of Yorkshire

Property finance
in Hull.

Hull - city of Culture legacy with Fruit Market regeneration, Siemens wind energy, and growing creative sector. With a median property price of £130,000 and 2,515 transactions in the last twelve months, Hull represents a active market with prices up 0% year-on-year.

Detached homes command a median of £240,000 while flats average £83,750, reflecting the breadth of Hull's residential market. New-build activity is notable, with 92 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Hull and the wider East Riding of Yorkshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

East Riding of Yorkshire County Market Report

The capital stack

Seven funding routes for
every Hull scheme.

Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Hull developers on the deal, not the product sheet.

Development Finance

Senior debt funding for ground-up residential and commercial developments.

From 6.5% p.a.Up to 65-70% LTGDV
Development Finance in Hull

Mezzanine Finance

Stretch your capital stack beyond senior debt to reduce equity requirements.

From 12% p.a.Up to 85-90% LTGDV
Mezzanine Finance in Hull

Bridging Loans

Short-term finance for acquisitions, auction purchases and time-sensitive deals.

From 0.55% p.m.Up to 75% LTV
Bridging Loans in Hull

Equity & Joint Ventures

Equity partnerships and JV structures for developers seeking capital partners.

Profit share from 40%Up to 100% of costs
Equity & Joint Ventures in Hull

Refurbishment Finance

Funding for light and heavy refurbishment projects including conversions.

From 0.65% p.m.Up to 75% LTV
Refurbishment Finance in Hull

Commercial Mortgages

Long-term finance for commercial property acquisition and refinancing.

From 5.5% p.a.Up to 75% LTV
Commercial Mortgages in Hull

Development Exit Finance

Short-term funding to repay development finance while you sell completed units.

From 0.55% p.m.Up to 75% LTV
Development Exit Finance in Hull

Live market data

Hull
market snapshot.

HM Land Registry sold-price data for Hull over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£130,000
Sales (12m)
2,515
YoY change
+0%
Approved (12m)
16
Pipeline units
1,524
Pipeline GDV
£435.1M

Hull development appraisal

Model the numbers
for your scheme.

Pre-populated with Hull median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Hull median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£722,700
Senior Debt (65% LTGDV)£643,500
Equity Required£79,200
Interest (18m)£72,394
Profit on Cost24.5%
Senior Debt£643,500
Equity£79,200
Get Terms for This Scheme

Land Registry data

Recent property sales
in Hull.

2,515 residential transactions in the last twelve months. Median sold price £130,000. 92 new-build transactions with a +69.2% premium over existing stock.

Detached

£240,000

Semi-Detached

£165,000

Terraced

£117,000

Flat

£83,750

DateAddressTypePrice
25 Feb 20262, ASPEN CLOSEHU4 7AUDetached£185,000
25 Feb 2026180, WESTFIELD ROADHU4 6EETerraced£150,000
23 Feb 202661, WEST GROVEHU4 6RQSemi-Detached£190,000
23 Feb 202654, HOTHAM ROAD NORTHHU5 4NLTerraced£154,500
20 Feb 20262, IVY COTTAGES, WAWNE ROADHU7 4YHTerraced£69,000
20 Feb 202627, BOWMONT WAYHU7 3HLSemi-Detached£159,000
20 Feb 202666, RICHMOND LANEHU7 3AETerraced£145,000
20 Feb 202667, MEMORY LANEHU7 3LPTerraced£145,000
20 Feb 202616, ESKDALE AVENUEHU9 3TYTerraced£110,000
18 Feb 2026200, BRISTOL ROADHU5 5XPTerraced£139,500

Planning pipeline

Planning activity
in Hull.

0 approved (12m)
·
23 pending
·418 units in pipeline·£45.6M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatus
26/00438/CONDET

Discharge of conditions for 20/01495/FULL - Erection of 34 dwellings and associa…

Isledane Kingston Upon Hull

34£4.4MPending
26/00418/LBC

Listed Building Consent for: - Internal and external alterations of the ground a…

Corporation Chambers 9 Trinity House Lane Kingston Upon Hull HU1 2JA

--Pending
26/00416/S73

1. Proposed replacement entrance lobby and W.C. to front; 2. Proposed conservato…

83 Stanley Street Kingston Upon Hull HU3 1JT

--Pending
26/00386/LBC

Listed Building Consent for: (i) The renewal of 89x existing CCTV cameras, which…

Paragon Interchange Paragon Railway Station Ferensway Kingston Upon Hull HU1 3UQ

--Pending
26/00332/LBC

Listed Building Consent Application for:- Internal alterations to reconfigure la…

The College 14 College Street Sutton-on-hull Kingston Upon Hull

--Pending

Common questions

Property finance in Hull
— answered.

What is the average property price in Hull?
The median property price in Hull is £130,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £240,000, semi-detached properties at £165,000, terraced houses at £117,000, flats at £83,750.
Is Hull a good area for property development?
Hull recorded 2,515 property transactions in the last 12 months, with prices up 0% year-on-year - suggesting sustained buyer demand. City of Culture legacy with Fruit Market regeneration, Siemens wind energy, and growing creative sector. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Hull?
We arrange the full range of property development finance in Hull: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Hull?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Hull?
Development finance rates for Hull projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £990,000, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Hull,
East Riding of Yorkshire.

Nearby markets

Adjacent towns
we also fund.

Beverley

Median · £244,920

Premium Minster market town with racecourse, strong independent retail, and affluent buyer demographic

Bridlington

Median · £177,000

Yorkshire coast resort with seafront regeneration and growing holiday-let market

Goole

Median · £182,500

Humber port town with affordable values and M62 corridor logistics employment

Driffield

Median · £213,000

Wolds market town with agricultural economy and growing residential demand

Hessle

Median · £197,000

Humber Bridge town with premium Hull-fringe values and waterfront development potential

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Hull and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693