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Cardiff City Centre, Cardiff
Bridging Finance
in Cardiff City Centre
Expert bridging finance for property developers in Cardiff City Centre. We connect you with competitive funding from our panel of 100+ lenders.
Cardiff City Centre, Cardiff
Bridging Finance
in Cardiff City Centre.
Live market data
Cardiff City Centre
market snapshot.
HM Land Registry sold-price data for Cardiff City Centre over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.
- Median price
- £265,000
- Sales (12m)
- 3,504
- YoY change
- +0.8%
- Approved (12m)
- 0
- Pipeline units
- 12
- Pipeline GDV
- £2.5M
Planning pipeline
Planning activity
in Cardiff City Centre.
0 approved (12m)
·9 pending
·12 units in pipeline·£2.5M estimated GDV·0% approval rateCurrent Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00959/FUL | Change of use to class C4 House in Multiple Occupation (HMO) with rear extension… 57 Rhymney Street Cathays Cardiff CF24 4DH | - | - | Pending | 12/05/2026 |
| 26/00877/FUL | Change of Use and Conversion of Stable Building to a Garden Room for Ancillary U… Sea View Rhiwbina Hill Tongwynlais Cardiff CF14 6UP | 1 | £265,000 | Pending | 01/05/2026 |
| 26/00844/FUL | Change of Use of the rear ground floor from A1 shop to C3 one bedroom dwelling w… 12 Wellfield Road Roath Cardiff CF24 3PB | 1 | £265,000 | Pending | 29/04/2026 |
| 26/00836/FUL | Change of Use to Class C4 House in Multiple Occupation with rear and side extens… 55 Rhymney Street Cathays Cardiff CF24 4DH | - | - | Pending | 28/04/2026 |
| 26/00804/FUL | Change of Use from 6 bed C4 House in Multiple Occupation to 7 bed Sui Generis Ho… 44 Salisbury Road Cathays Cardiff CF24 4AD | - | - | Pending | 22/04/2026 |
Land Registry data
Recent property sales
in Cardiff City Centre.
3,504 residential transactions in the last twelve months. Median sold price £265,000 (+0.8% YoY). 75 new-build transactions with a +74% premium over existing stock.
Detached
£457,000
Semi-Detached
£300,000
Terraced
£265,000
Flat
£162,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 27 Mar 2026 | 13, WHITEACRE CLOSECF14 9DG | Terraced | £245,000 | Freehold |
| 26 Mar 2026 | FLAT, 57, CRWYS ROADCF24 4NE | Terraced | £180,000 | Freehold |
| 25 Mar 2026 | APARTMENT 3, 54, PENARTH ROADCF11 6NG | Flat | £135,000 | Leasehold |
| 23 Mar 2026 | 35, POWDERHAM DRIVECF11 8ND | Detached | £345,000 | Freehold |
| 23 Mar 2026 | FLAT 12, DYFED HOUSE, GLENSIDE COURTCF23 5JS | Flat | £135,000 | Leasehold |
| 23 Mar 2026 | 1, CRANWELL CLOSECF5 2EY | Detached | £340,000 | Freehold |
| 23 Mar 2026 | 38, TY WERN ROADCF14 6AB | Semi-Detached | £380,000 | Freehold |
| 23 Mar 2026 | 6, HEATHCLIFFE CLOSECF3 5PY | Detached | £250,000 | Freehold |
| 23 Mar 2026 | 27, BRYN CELYNCF23 7EE | Terraced | £232,000 | Freehold |
| 23 Mar 2026 | 8, CYFARTHFA STREETCF24 3HE | Terraced | £247,000 | Freehold |
Indicative terms
Bridging Finance rates
for Cardiff City Centre deals.
Typical pricing for bridging finance in Cardiff City Centre. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Development Project in Cardiff City Centre
A property development project in Cardiff City Centre requiring structured finance.
GDV
£3,000,000
Loan Amount
£2,000,000
LTV
65% LTGDV
Loan Type
Development Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Cardiff City Centre
— answered.
Market intelligence
Local market
reports.
5 min read
Cardiff City Centre Property Market: House Prices, Sold Data & Development Finance (2026)
Median price £265,000, 3,495 sales, +1.1% YoY. Cardiff county.
5 min read
Cardiff Property Market: Prices, Trends & Development Finance (2026)
6 towns analysed. Median price £265,000, 20,970 transactions, +1.1% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Cardiff City Centre and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Cardiff City Centre,
Cardiff.
Adjacent products
Other services
in Cardiff City Centre.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets