Canton, Cardiff
Bridging Finance
in Canton
Expert bridging finance for property developers in Canton. We connect you with competitive funding from our panel of 100+ lenders.
Canton, Cardiff
Bridging Finance
in Canton.
Live market data
Canton
market snapshot.
HM Land Registry sold-price data for Canton over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £267,500
- Sales (12m)
- 5,144
- YoY change
- +0.9%
- Approved (recent)
- 506
- Pipeline units
- 988
- Pipeline GDV
- £240.4M
Planning pipeline
Planning activity
in Canton.
506 approved (last 12 months)
·212 pending
·988 units in pipeline·£240.4M estimated GDV·91% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 24/00661/FUL | Change of use from residential care home to daycare nursery with demolition of r… 88 - 90 Lake Road East Cyncoed Cardiff CF23 5NP | 1 | £267,500 | Pending | 21/09/2026 |
| 26/01537/FUL | Change of use of existing offices to living accomodation Part Ground Floor And First Floor 55 Whitchurch Road Gabalfa Cardiff CF14 3JP | - | - | Pending | 15/09/2026 |
| 26/01534/FUL | Retention of conversion from a large sui generis HMO to a class C4 HMO. 23 Gordon Road Roath Cardiff CF24 3AL | - | - | Pending | 15/09/2026 |
| 26/01531/FUL | Dormer Loft Conversion plus related alterations to convert existing class C4 HMO… 60 Colum Road Cathays Cardiff CF10 3EH | - | - | Pending | 15/09/2026 |
| 26/01641/FUL | Replacement of the existing condensers and Installation of additional 4 no. new … 64 St Mary Street Cathays Cardiff CF10 1FA | - | - | Pending | 15/09/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01992/FUL | Retain existing retail unit, and conversion into 3no. flats. 10 Sneyd Street Pontcanna Cardiff CF11 9DL | - | - | Pending | 21/09/2026 |
| 26/01997/FUL | Proposed new primary entrance and associated internal and external alterations First Floor 1 Caspian Point Caspian Way Butetown Cardiff CF10 4DQ | - | - | Pending | 21/09/2026 |
| 26/01993/FUL | GROUND AND FIRST FLOOR REAR EXTENSION, HIP TO GABLE DORMER LOFT CONVERSION, INCL… 51 Wyeverne Road Cathays Cardiff CF24 4BG | 4 | £645,000 | Pending | 21/09/2026 |
| 26/02013/FUL | Change of use to Sui Generis House in Multiple Occupation (HMO) with associated … 46 Beresford Road Adamsdown Cardiff CF24 1RA | - | - | Pending | 17/09/2026 |
| 26/01964/FUL | Retrospective change of use from dwellinghouse (Use Class C3) to a 5-person Hous… 332 Newport Road Penylan Cardiff CF24 1RT | 1 | £267,500 | Pending | 16/09/2026 |
Deal intelligence
Key schemes
in Canton.
Indicative appraisals of the largest residential schemes in the Canton planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £164.3M in combined GDV across 585 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land At Church Farm Cefn Mably Road Lisvane Cardiff
£57.6M
Estimated GDV
Units
205
GDV / Unit
£281k
Build Cost (Range)
£25.8M–£32.8M
Residual Land Value
£3.0M
GDV estimated from the HM Land Registry blended median of £267,500 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £3,021,000 (£15k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £57.6M |
| Construction (13,940 sqm @ £2,100/sqm mid) | −£29.3M |
| Externals, fees & contingency | −£8.6M |
| Finance (65% LTGDV, 24m) & sales costs | −£6.6M |
| Developer profit target (17.5% on GDV) | −£10.1M |
| Implied residual land value | £3.0M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Phase 1A, Land South Of The M4
£55.1M
Estimated GDV
Units
196
GDV / Unit
£281k
Build Cost (Range)
£24.7M–£31.3M
Residual Land Value
£2.9M
GDV estimated from the HM Land Registry blended median of £267,500 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £2,887,000 (£15k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £55.1M |
| Construction (13,328 sqm @ £2,100/sqm mid) | −£28.0M |
| Externals, fees & contingency | −£8.2M |
| Finance (65% LTGDV, 24m) & sales costs | −£6.3M |
| Developer profit target (17.5% on GDV) | −£9.6M |
| Implied residual land value | £2.9M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Phase 1 Parcel 2C, Plasdwr Land South Of Llantrisant Road Cardiff
£51.7M
Estimated GDV
Units
184
GDV / Unit
£281k
Build Cost (Range)
£23.1M–£29.4M
Residual Land Value
£2.7M
GDV estimated from the HM Land Registry blended median of £267,500 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £2,711,000 (£15k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £51.7M |
| Construction (12,512 sqm @ £2,100/sqm mid) | −£26.3M |
| Externals, fees & contingency | −£7.7M |
| Finance (65% LTGDV, 24m) & sales costs | −£5.9M |
| Developer profit target (17.5% on GDV) | −£9.0M |
| Implied residual land value | £2.7M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £267,500 plus a 5% new-build premium (assumed).
- Build cost: £1,850-£2,350/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Canton.
5,144 residential transactions in the last twelve months. Median sold price £267,500 (+0.9% YoY). 95 new-build transactions with a +72.1% premium over existing stock.
Detached
£461,750
Semi-Detached
£300,000
Terraced
£262,500
Flat
£161,250
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 29 Jul 2026 | 46, ANDREWS ROADCF14 2JP | Detached | £421,000 | Freehold |
| 28 Jul 2026 | 12, ARTHUR STREETCF24 1QR | Terraced | £210,000 | Freehold |
| 27 Jul 2026 | 16, RAVENSBROOKCF15 8LT | Terraced | £370,000 | Freehold |
| 24 Jul 2026 | 16, GLAS-Y-PANTCF14 7DB | Semi-Detached | £348,000 | Freehold |
| 24 Jul 2026 | 7, OAKDENE CLOSECF23 6HJ | Semi-Detached | £360,000 | Freehold |
| 24 Jul 2026 | 98, MORTIMER AVENUECF3 6YF | Semi-Detached | £275,000 | Freehold |
| 24 Jul 2026 | 26, COEDEN DALCF23 7DH | Terraced | £287,000 | Freehold |
| 23 Jul 2026 | 172, ARABELLA STREETCF24 4SZ | Terraced | £297,000 | Freehold |
| 23 Jul 2026 | 8, RIVERSDALECF5 2QL | Semi-Detached | £326,000 | Freehold |
| 20 Jul 2026 | B, 78, KINGS ROADCF11 9DD | Flat | £172,500 | Leasehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Cardiff Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Canton deals.
Typical pricing for bridging finance in Canton. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Canton
An indicative appraisal for a nine-unit residential scheme priced at Canton's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£2,835,000
Loan Amount
£1,843,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Canton
— answered.
How active is the development pipeline in Canton?
The Cardiff Council planning register currently shows 212 residential applications awaiting decision in Canton, together proposing 332 units — the largest single scheme proposes 196 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Canton Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £267,500, 5,144 sales, +0.9% YoY. Cardiff county.
6 min read
Cardiff Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
6 towns analysed. Median price £267,500, 30,864 transactions, +0.9% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Canton and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Canton,
Cardiff.
Adjacent products
Other services
in Canton.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets