York Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Review

York: Heritage city with two universities, major rail hub, and premium residential market within the city walls.

The York property market recorded 3,124 residential sales in the 12 months to 30 June 2026, with a median sale price of £300,000. This places York £24k above the North Yorkshire county median of £275,750, and £15k above the approximate UK median of £285,000.

Prices in York have been broadly stable, a year-on-year change of 0%. Within North Yorkshire, York ranks 3rd by price out of 8 principal towns, and 1st by transaction volume.

On a quarterly view, York median prices moved from £304,000 in Q1 2025 to £292,000 in Q2 2026, a change of -3.9% over 5 quarters. York has now recorded 3 consecutive quarters of price falls.

City of York, the local planning authority covering York, approved 21 residential planning applications and refused 8 in Q3 2026 (1 July to 30 September 2026), with 38 still awaiting a decision. That is an approval rate of 72%. Planning figures come from local planning authority records compiled by Landstack, retrieved on 3 October 2026. Councils and Landstack can take several days to publish decisions, so decisions made in the final days of Q3 2026 may not all be included yet.

Schemes approved in Q3 2026, together with those still awaiting a decision, propose around 330 homes, an estimated £93.4m of development value at local sale prices. Treat the unit total as an upper bound, since an outline permission and its reserved-matters application both count.

Property prices in York vary significantly by type. The table below compares York prices with North Yorkshire county averages and UK national figures.

Detached homes in York command £435,000, while flat properties are most accessible at £191,833. The £243k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.

HM Land Registry has so far registered 92 new-build sales in York for the past 12 months, 2.9% of registered transactions. New-build sales are typically registered 6 to 18 months after completion, so this understates current delivery and is not a completions figure.

On those registered sales, new builds in York sold at a discount of 17.1% to existing stock.

Across the wider North Yorkshire market, 309 new-build sales have registered so far. See our North Yorkshire property market report for the full county picture.

The table below shows the most recently registered residential sales in York, evidence of achieved prices for buyers, sellers and developers:

These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £207,000 to £375,000 illustrates the breadth of the York market.

For developers considering York, the local market data translates directly into finance structuring. With a median value of £300,000 and detached homes at £435,000, lenders can assess scheme viability with confidence.

A typical development finance facility for a scheme in York with a GDV of £435,000 would attract senior debt of approximately £282,750 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.

While prices have remained flat year-on-year, experienced developers can still generate strong returns in York by targeting well-located sites with clear demand drivers.

Ready to develop in York? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.

To put York's market in context, the table below compares it with similarly-priced towns across North Yorkshire:

For the full North Yorkshire town-by-town breakdown, see our comprehensive North Yorkshire property market report.