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Town report · 5 min read read · Updated September 2026

Scarborough Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition

Median price £182,000, 1,493 sales, -4.2% YoY. North Yorkshire county.

01

Scarborough Property Market Overview

Scarborough: Yorkshire coast resort with seafront regeneration, university campus, and holiday-let market.

The Scarborough property market recorded 1,493 residential sales in the 12 months to 31 May 2026, with a median sale price of £182,000. This places Scarborough £101k below the North Yorkshire county median of £282,500, and £103k below the approximate UK median of £285,000.

Prices in Scarborough have recorded a moderate decline, a year-on-year change of -4.2%. Within North Yorkshire, Scarborough ranks 8th by price out of 8 principal towns, and 3rd by transaction volume.

On a quarterly view, Scarborough median prices moved from £191,976 in Q4 2024 to £177,500 in Q1 2026, a change of -7.5% over 5 quarters.

02

Planning Applications in Scarborough

North Yorkshire Council, the local planning authority covering Scarborough, approved 1,696 residential planning applications and refused 258 in the last 12 months, with 579 still awaiting a decision. That is an approval rate of 87%.

Those applications propose around 6,355 homes, an estimated £1.1bn of development value at local sale prices. Treat the unit total as an upper bound, since an outline permission and its reserved-matters application both count.

North Yorkshire Council covers more than one town in North Yorkshire, so these figures are authority-wide rather than specific to Scarborough alone.

03

Scarborough House Prices by Property Type

Property prices in Scarborough vary significantly by type. The table below compares Scarborough prices with North Yorkshire county averages and UK national figures.

TypeScarboroughNorth Yorkshire AvgUK Avg
Detached£325,000£449,864£420,000
Semi-detached£207,500£282,563£265,000
Terraced£147,500£215,000£230,000
Flat£115,000£160,000£225,000

Detached homes in Scarborough command £325,000, while flat properties are most accessible at £115,000. The £210k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.

Median Price by Property Type

04

New Build Homes in Scarborough

HM Land Registry has so far registered 50 new-build sales in Scarborough for the past 12 months, 3.3% of registered transactions. New-build sales are typically registered 6 to 18 months after completion, so this understates current delivery and is not a completions figure.

On those registered sales, new builds in Scarborough sold at a premium of 44.4% to existing stock.

Across the wider North Yorkshire market, 278 new-build sales have registered so far. See our North Yorkshire property market report for the full county picture.

05

Recent Property Sales in Scarborough

The table below shows the most recently registered residential sales in Scarborough, evidence of achieved prices for buyers, sellers and developers:

PriceTypePostcodeDateStatus
£300,000DetachedYO13 9LF2026-07-30Existing
£137,000TerracedYO12 4EJ2026-07-24Existing
£115,000TerracedYO12 7HR2026-07-24Existing
£122,000TerracedYO12 7JH2026-07-23Existing
£155,000TerracedYO12 7DF2026-07-22Existing

These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £115,000 to £300,000 illustrates the breadth of the Scarborough market.

06

Development Finance in Scarborough

For developers considering Scarborough, the local market data translates directly into finance structuring. With a median value of £182,000 and detached homes at £325,000, lenders can assess scheme viability with confidence.

A typical development finance facility for a scheme in Scarborough with a GDV of £325,000 would attract senior debt of approximately £211,250 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.

While prices have softened 4.2% year-on-year, experienced developers can still generate strong returns in Scarborough by targeting well-located sites with clear demand drivers.

Ready to develop in Scarborough? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.

07

Scarborough Compared to Nearby North Yorkshire Towns

To put Scarborough's market in context, the table below compares it with similarly-priced towns across North Yorkshire:

TownMedian PriceSales (12m)YoY Change
Scarborough£182,0001,493-4.2%
Northallerton£240,500526-5.7%
Whitby£255,000409-5.6%
Skipton£270,000611-3.6%
Ripon£295,0003890%
York£300,0003,0480%

For the full North Yorkshire town-by-town breakdown, see our comprehensive North Yorkshire property market report.

Common questions

Frequently asked
questions.

What is the average house price in Scarborough?

The median house price in Scarborough is £182,000, based on 1,493 transactions in the 12 months to 31 May 2026. Detached homes average £325,000 while flat properties average £115,000.

Are house prices rising or falling in Scarborough?

House prices in Scarborough are falling by 4.2% year-on-year. This decline may present buying opportunities for investors and developers. The wider North Yorkshire market is falling by 1.8%.

How many properties sold in Scarborough recently?

Scarborough recorded 1,493 residential property sales in the 12 months to 31 May 2026. This high volume indicates a liquid, active market.

What development finance is available for projects in Scarborough?

Developers in Scarborough can access development finance from 6.5% p.a. at 65-70% LTGDV, mezzanine finance stretching to 85-90% of costs, bridging loans completing in 5-10 days, and development exit finance. Construction Capital sources the best terms from 100+ lenders.

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