Scarborough Property Market Overview
Yorkshire coast resort with seafront regeneration, university campus, and holiday-let market
The Scarborough property market recorded 948 residential sales over the past 12 months, with a median sale price of £179,000. This places Scarborough £101k below the North Yorkshire county median of £280,000, and £106k below the UK national median of £285,000.
Prices in Scarborough have shown a notable decline, with a year-on-year change of -5.8%. Within North Yorkshire, Scarborough ranks 8th by price out of 8 principal towns, and 3rd by transaction volume.
Scarborough House Prices by Property Type
Property prices in Scarborough vary significantly by type. The table below compares Scarborough prices with North Yorkshire county averages and UK national figures.
| Type | Scarborough | North Yorkshire Avg | UK Avg |
|---|---|---|---|
| Detached | £325,000 | £432,500 | £420,000 |
| Semi-detached | £204,975 | £290,000 | £265,000 |
| Terraced | £146,500 | £214,000 | £230,000 |
| Flat | £115,000 | £153,000 | £225,000 |
Detached homes in Scarborough command £325,000, while flat properties are most accessible at £115,000. The £210k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.
Median Price by Property Type
New Build Homes in Scarborough
Scarborough recorded 36 new-build transactions in the past 12 months, representing 3.8% of total sales. This indicates meaningful developer activity and proven buyer demand for new homes in the area.
New-build properties in Scarborough traded at a premium of 36.4% versus existing stock. This premium supports the viability of new development, as buyers are willing to pay more for new homes.
Across the wider North Yorkshire market, 130 new-build completions were recorded — see our North Yorkshire property market report for the full county picture.
Recent Property Sales in Scarborough
The following table shows the most recent property transactions recorded in Scarborough, providing real-time evidence of achieved prices for buyers, sellers, and developers:
| Price | Type | Postcode | Date | Status |
|---|---|---|---|---|
| £98,000 | Terraced | YO12 7EF | 2026-02-27 | Existing |
| £210,000 | Semi-detached | YO12 5SL | 2026-02-20 | Existing |
| £200,000 | Semi-detached | YO11 3SZ | 2026-02-20 | Existing |
| £105,000 | Terraced | YO12 7ED | 2026-02-20 | Existing |
| £120,000 | Terraced | YO12 4EU | 2026-02-20 | Existing |
These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £98,000 to £210,000 illustrates the breadth of the Scarborough market.
Development Finance in Scarborough
For developers considering Scarborough, the local market data translates directly into finance structuring. With a median value of £179,000 and detached homes at £325,000, lenders can assess scheme viability with confidence.
A typical development finance facility for a Scarborough scheme with a GDV of £325,000 would attract senior debt of approximately £211,250 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.
While prices have softened 5.8% year-on-year, experienced developers can still generate strong returns in Scarborough by targeting well-located sites with clear demand drivers.
Ready to develop in Scarborough? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.
Scarborough Compared to Nearby North Yorkshire Towns
To put Scarborough's market in context, the table below compares it with similarly-priced towns across North Yorkshire:
| Town | Median Price | Sales (12m) | YoY Change |
|---|---|---|---|
| Scarborough | £179,000 | 948 | -5.8% |
| Northallerton | £244,500 | 334 | -1.4% |
| Whitby | £260,000 | 252 | -3.7% |
| Skipton | £265,000 | 425 | -3.6% |
| York | £295,000 | 1,950 | -1.7% |
| Ripon | £297,000 | 223 | +0.7% |
For the full North Yorkshire town-by-town breakdown, see our comprehensive North Yorkshire property market report.
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5 min readFrequently Asked Questions
What is the average house price in Scarborough?
The median house price in Scarborough is £179,000, based on 948 transactions over the past 12 months. Detached homes average £325,000 while flat properties average £115,000.
Are house prices rising or falling in Scarborough?
House prices in Scarborough are falling at -5.8% year-on-year. This decline may present buying opportunities for investors and developers. The wider North Yorkshire market is falling at -1%.
How many properties sold in Scarborough recently?
Scarborough recorded 948 residential property sales in the past 12 months. This high volume indicates a liquid, active market.
What development finance is available for projects in Scarborough?
Developers in Scarborough can access development finance from 6.5% p.a. at 65-70% LTGDV, mezzanine finance stretching to 85-90% of costs, bridging loans completing in 5-10 days, and development exit finance. Construction Capital sources the best terms from 100+ lenders.