Liverpool Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Review

Liverpool: City of culture with major waterfront regeneration, two universities, and growing tech sector.

The Liverpool property market recorded 6,592 residential sales in the 12 months to 30 June 2026, with a median sale price of £167,749. This places Liverpool £4k below the Merseyside county median of £171,375, and £117k below the approximate UK median of £285,000.

Prices in Liverpool have shown strong growth, a year-on-year change of +6.2%. Within Merseyside, Liverpool ranks 4th by price out of 6 principal towns, and 1st by transaction volume.

On a quarterly view, Liverpool median prices moved from £163,625 in Q1 2025 to £175,000 in Q2 2026, a change of +7.0% over 5 quarters.

The local planning authority for Liverpool approved 28 residential planning applications and refused 32 in Q3 2026 (1 July to 30 September 2026), with 86 still awaiting a decision. That is an approval rate of 47%. Planning figures come from local planning authority records compiled by Landstack, retrieved on 3 October 2026. Councils and Landstack can take several days to publish decisions, so decisions made in the final days of Q3 2026 may not all be included yet.

Schemes approved in Q3 2026, together with those still awaiting a decision, propose around 1,280 homes, an estimated £191.4m of development value at local sale prices. Treat the unit total as an upper bound, since an outline permission and its reserved-matters application both count.

Property prices in Liverpool vary significantly by type. The table below compares Liverpool prices with Merseyside county averages and UK national figures.

Detached homes in Liverpool command £365,000, while flat properties are most accessible at £142,500. The £223k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.

HM Land Registry has so far registered 147 new-build sales in Liverpool for the past 12 months, 2.2% of registered transactions. New-build sales are typically registered 6 to 18 months after completion, so this understates current delivery and is not a completions figure.

On those registered sales, new builds in Liverpool sold at a premium of 8.1% to existing stock.

Across the wider Merseyside market, 230 new-build sales have registered so far. See our Merseyside property market report for the full county picture.

The table below shows the most recently registered residential sales in Liverpool, evidence of achieved prices for buyers, sellers and developers:

These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £85,000 to £212,000 illustrates the breadth of the Liverpool market.

For developers considering Liverpool, the local market data translates directly into finance structuring. With a median value of £167,749 and detached homes at £365,000, lenders can assess scheme viability with confidence.

A typical development finance facility for a scheme in Liverpool with a GDV of £365,000 would attract senior debt of approximately £237,250 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.

With prices rising 6.2% year-on-year, Liverpool presents a supportive environment for new development. Lenders view positive price momentum favourably when assessing loan applications.

Ready to develop in Liverpool? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.

To put Liverpool's market in context, the table below compares it with similarly-priced towns across Merseyside:

For the full Merseyside town-by-town breakdown, see our comprehensive Merseyside property market report.