Liverpool Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition

Liverpool: City of culture with major waterfront regeneration, two universities, and growing tech sector.

The Liverpool property market recorded 6,502 residential sales in the 12 months to 31 May 2026, with a median sale price of £166,250. This places Liverpool £2k below the Merseyside county median of £168,125, and £119k below the approximate UK median of £285,000.

Prices in Liverpool have shown strong growth, a year-on-year change of +5.2%. Within Merseyside, Liverpool ranks 4th by price out of 6 principal towns, and 1st by transaction volume.

On a quarterly view, Liverpool median prices moved from £155,000 in Q3 2024 to £165,000 in Q4 2025, a change of +6.5% over 5 quarters. The most recent quarter is excluded because HM Land Registry registrations for it are still incomplete.

Property prices in Liverpool vary significantly by type. The table below compares Liverpool prices with Merseyside county averages and UK national figures.

Detached homes in Liverpool command £355,000, while flat properties are most accessible at £140,000. The £215k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.

HM Land Registry has so far registered 136 new-build sales in Liverpool for the past 12 months, 2.1% of registered transactions. New-build sales are typically registered 6 to 18 months after completion, so this understates current delivery and is not a completions figure.

On those registered sales, new builds in Liverpool sold at a premium of 7.2% to existing stock.

Across the wider Merseyside market, 271 new-build sales have registered so far. See our Merseyside property market report for the full county picture.

The table below shows the most recently registered residential sales in Liverpool, evidence of achieved prices for buyers, sellers and developers:

These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £100,000 to £232,000 illustrates the breadth of the Liverpool market.

For developers considering Liverpool, the local market data translates directly into finance structuring. With a median value of £166,250 and detached homes at £355,000, lenders can assess scheme viability with confidence.

A typical development finance facility for a scheme in Liverpool with a GDV of £355,000 would attract senior debt of approximately £230,750 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.

With prices rising 5.2% year-on-year, Liverpool presents a supportive environment for new development. Lenders view positive price momentum favourably when assessing loan applications.

Ready to develop in Liverpool? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.

To put Liverpool's market in context, the table below compares it with similarly-priced towns across Merseyside:

For the full Merseyside town-by-town breakdown, see our comprehensive Merseyside property market report.