Liverpool Property Market: House Prices, Sold Data & Development Finance, End of H1 2026

City of culture with major waterfront regeneration, two universities, and growing tech sector

The Liverpool property market recorded 4,551 residential sales over the past 12 months, with a median sale price of £167,000. This places Liverpool £4k below the Merseyside county median of £171,000, and £118k below the UK national median of £285,000.

Prices in Liverpool have shown strong growth, with a year-on-year change of +5.7%. Within Merseyside, Liverpool ranks 4th by price out of 6 principal towns, and 1st by transaction volume.

Liverpool median prices have moved from £163,100 in Q1 2025 to £173,000 in Q2 2026, a change of +6.1% over 5 quarters. Liverpool has now recorded 2 consecutive quarters of price growth.

Property prices in Liverpool vary significantly by type. The table below compares Liverpool prices with Merseyside county averages and UK national figures.

Detached homes in Liverpool command £367,500, while flat properties are most accessible at £132,500. The £235k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.

Liverpool recorded 37 new-build transactions in the past 12 months, representing 0.8% of total sales. This indicates meaningful developer activity and proven buyer demand for new homes in the area.

New-build properties in Liverpool traded at a premium of 10.7% versus existing stock. This premium supports the viability of new development, as buyers are willing to pay more for new homes.

Across the wider Merseyside market, 81 new-build completions were recorded — see our Merseyside property market report for the full county picture.

The following table shows the most recent property transactions recorded in Liverpool, providing real-time evidence of achieved prices for buyers, sellers, and developers:

These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £96,000 to £340,000 illustrates the breadth of the Liverpool market.

For developers considering Liverpool, the local market data translates directly into finance structuring. With a median value of £167,000 and detached homes at £367,500, lenders can assess scheme viability with confidence.

A typical development finance facility for a Liverpool scheme with a GDV of £367,500 would attract senior debt of approximately £238,875 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.

With prices rising 5.7% year-on-year, Liverpool presents a supportive environment for new development. Lenders view positive price momentum favourably when assessing loan applications.

Ready to develop in Liverpool? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.

To put Liverpool's market in context, the table below compares it with similarly-priced towns across Merseyside:

For the full Merseyside town-by-town breakdown, see our comprehensive Merseyside property market report.