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Leeds, West Yorkshire
Bridging Finance
in Leeds
Expert bridging finance for property developers in Leeds. We connect you with competitive funding from our panel of 100+ lenders.
Leeds, West Yorkshire
Bridging Finance
in Leeds.
Live market data
Leeds
market snapshot.
HM Land Registry sold-price data for Leeds over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £235,000
- Sales (12m)
- 8,117
- YoY change
- Flat
- Pipeline units
- 3,004
- Pipeline GDV
- £656.5M
Planning pipeline
Planning activity
in Leeds.
16 residential applications awaiting decision
·554 units in pipeline·£130.2M estimated GDVCurrent Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/04251/FU | Variation of condition 2 (Approved Plans) of previous approval 25/05605/RM (Rese… Land At Former Airedale Mills Moss Bridge Works Town Street Rodley Leeds LS13 1HP | 67 | £15.7M | Pending | 10/08/2026 |
| 26/04418/DEM | Determination for demolition of commercial parade 12, 14, 16, 18 and 22 Weston L… 12, 14, 16, 18 & 22 Weston Lane Otley LS21 2DD | - | - | Pending | 06/08/2026 |
| 26/04329/PIP | Permission in principle for five new dwellings, including site road, parking and… Land (part Of Field) To The South Of Barnsdale Road (A639) | - | - | Pending | 31/07/2026 |
| 26/03783/FU | Change of use of former office to one C3 dwellinghouse, erection of two front do… New Barn House Hall Mews Boston Spa Wetherby LS23 6DT | 1 | £235,000 | Pending | 22/07/2026 |
| 26/03748/DEM | Determination for the demolition of building to the side/rear of public house The Lord Gascoigne 6 Aberford Road Garforth Leeds LS25 1PX | - | - | Pending | 21/07/2026 |
Deal intelligence
Key schemes
in Leeds.
Indicative appraisals of the largest residential schemes in the Leeds planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £138.5M in combined GDV across 508 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land Between Westgate And Cropper Gate Leeds LS1 4PL
£108.8M
Estimated GDV
Units
399
GDV / Unit
£273k
Build Cost (Range)
£65.9M–£84.4M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £235,000 plus a 16% new-build premium (measured locally). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £108.8M |
| Construction (27,132 sqm @ £2,770/sqm mid) | −£75.2M |
| Externals, fees & contingency | −£22.1M |
| Finance (65% LTGDV, 24m) & sales costs | −£12.5M |
| Developer profit target (17.5% on GDV) | −£19.0M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land At Former Airedale Mills Moss Bridge Works Town Street Rodley Leeds LS13 1HP
£18.3M
Estimated GDV
Units
67
GDV / Unit
£273k
Build Cost (Range)
£8.2M–£10.5M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £235,000 plus a 16% new-build premium (measured locally). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £18.3M |
| Construction (4,556 sqm @ £2,050/sqm mid) | −£9.3M |
| Externals, fees & contingency | −£2.7M |
| Finance (65% LTGDV, 24m) & sales costs | −£2.1M |
| Developer profit target (17.5% on GDV) | −£3.2M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Residential Development Awaiting decision
Land Adj To 10 Dunstarn Lane Adel Leeds LS16 8EL
£11.4M
Estimated GDV
Units
42
GDV / Unit
£273k
Build Cost (Range)
£5.1M–£6.6M
Residual Land Value
£905k
GDV estimated from the HM Land Registry blended median of £235,000 plus a 16% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £905,000 (£22k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £11.4M |
| Construction (2,856 sqm @ £2,050/sqm mid) | −£5.9M |
| Externals, fees & contingency | −£1.6M |
| Finance (65% LTGDV, 18m) & sales costs | −£1.1M |
| Developer profit target (17.5% on GDV) | −£2.0M |
| Implied residual land value | £905k |
Broker insight: For a 42-unit scheme in Leeds, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Appraisal assumptions
- GDV: HM Land Registry blended median of £235,000 plus a 16% new-build premium (measured locally).
- Build cost: £2,430-£3,110/sqm (new build, uplifted for 31-storey construction, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Leeds.
8,117 residential transactions in the last twelve months. Median sold price £235,000. 54 new-build transactions with a +16% premium over existing stock.
Detached
£424,995
Semi-Detached
£256,000
Terraced
£189,725
Flat
£147,500
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 29 Jun 2026 | 24, BLAKENEY GROVELS10 3BL | Terraced | £185,000 | Freehold |
| 26 Jun 2026 | 6, LARKHILL GREENLS8 1RD | Semi-Detached | £255,000 | Freehold |
| 26 Jun 2026 | 440, LEEDS & BRADFORD ROADLS13 1EP | Semi-Detached | £225,000 | Freehold |
| 26 Jun 2026 | 21, TINGLEY COMMONLS27 0HF | Semi-Detached | £320,000 | Freehold |
| 26 Jun 2026 | 4, CENTURY FIELDSLS13 4EX | Semi-Detached | £300,000 | Freehold |
| 26 Jun 2026 | 38, CLIFFE PARK DRIVELS12 4XG | Terraced | £205,000 | Freehold |
| 26 Jun 2026 | 44, THE CANTERLS10 4TX | Semi-Detached | £240,000 | Freehold |
| 25 Jun 2026 | 64, KINGSWEAR CRESCENTLS15 8PH | Semi-Detached | £255,000 | Freehold |
| 25 Jun 2026 | 11, MERTON CLOSELS25 7NR | Detached | £375,000 | Freehold |
| 24 Jun 2026 | 14, HARLEY WALKLS13 4PU | Terraced | £225,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to August 2026 · Leeds City Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Leeds deals.
Typical pricing for bridging finance in Leeds. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Leeds
An indicative appraisal for a nine-unit residential scheme priced at Leeds's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£2,673,000
Loan Amount
£1,737,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Leeds
— answered.
How active is the development pipeline in Leeds?
The Leeds City Council planning register currently shows 16 residential applications awaiting decision in Leeds, together proposing 554 units — the largest single scheme proposes 399 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Leeds Property Market: House Prices, Sold Data & Development Finance, End of H1 2026
Median price £235,000, 8,311 sales, 0% YoY. West Yorkshire county.
6 min read
West Yorkshire Property Market: Prices, Trends & Development Finance, End of H1 2026
8 towns analysed. Median price £193,750, 19,706 transactions, +0.4% YoY.
Recent deals
Property finance deals
in Leeds, West Yorkshire.
Real schemes we have structured for developers in Leeds, West Yorkshire. Sanitised for confidentiality, anchored in actual terms issued.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Leeds and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Leeds,
West Yorkshire.
Adjacent products
Other services
in Leeds.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets