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South Shields, Tyne and Wear
Bridging Finance
in South Shields
Expert bridging finance for property developers in South Shields. We connect you with competitive funding from our panel of 100+ lenders.
South Shields, Tyne and Wear
Bridging Finance
in South Shields.
Live market data
South Shields
market snapshot.
HM Land Registry sold-price data for South Shields over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £150,750
- Sales (12m)
- 2,072
- YoY change
- +0.5%
- Approved (recent)
- 31
- Pipeline units
- 452
- Pipeline GDV
- £63.9M
Planning pipeline
Planning activity
in South Shields.
31 approved (last 12 months)
·25 pending
·452 units in pipeline·£63.9M estimated GDV·60% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 250796 | Demolition of existing two storey dwelling and erection of replacement three sto… Marsden Cottage,Lizard Lane,South Shields,NE34 7AD | - | - | Pending | 25/09/2026 |
| 260534 | Change of use from Industrial (B2) to Pet Crematorium (Sui Generis). Flue to rea… 6 St Hilda Industrial Estate,South Shields,NE33 1RA | - | - | Pending | 22/09/2026 |
| 260535 | Change of use from a mixed Class B1 (Business) and Class B8 (Storage and Distrib… D A F Developments 2 Shaftesbury Avenue South Shields NE34 9PH | - | - | Pending | 15/09/2026 |
| 250605 | Demolition of 2-storey house and replacement with 2.5-storey house for self-buil… 15 West Meadows Road, Cleadon, SR6 7TU | - | - | Pending | 10/08/2026 |
| 250808 | Change of Use from Public House (Sui Generis) to 18 bed HMO. External alteratio… 8 Albemarle Street, South Shields, NE33 1LZ | - | - | Pending | 21/07/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 260618 | Change of use of vacant commercial upper floors to eight apartments. 4 - 6 King Street,South Shields,NE33 1HT | 8 | £664,000 | Pending | 08/09/2026 |
| 260615 | The proposed deployment of a Street Hub 3 unit. Outside Ocean Beach Pleasure Park, Sea Road, South Shields NE33 2LD | - | - | Pending | 07/09/2026 |
| 260591 | Change of Use from C3 3 bedroom Dwelling House to C4 House in Multiple Occupatio… 2 Railway Street, Jarrow, NE32 5HW | 1 | £150,750 | Pending | 28/08/2026 |
| 260574 | Erection of 6No. apartments with off street parking and associated works ST SIMONS COMMUNITY PROJECT,Wenlock Road,South Shields,NE34 9AL | - | - | Pending | 20/08/2026 |
| 260571 | Outline planning consent sought with some matters reserved for 2 No. 4 bedroomed… Land Adjacent to 103 Newcastle Road South Shields NE34 9AA | - | - | Pending | 17/08/2026 |
Deal intelligence
Key schemes
in South Shields.
Indicative appraisals of the largest residential schemes in the South Shields planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £55.1M in combined GDV across 371 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land at Mill Lane,Whitburn
£32.4M
Estimated GDV
Units
205
GDV / Unit
£158k
Build Cost (Range)
£24.4M–£31.4M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £150,750 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £32.4M |
| Construction (13,940 sqm @ £2,000/sqm mid) | −£27.9M |
| Externals, fees & contingency | −£8.2M |
| Finance (65% LTGDV, 24m) & sales costs | −£3.7M |
| Developer profit target (17.5% on GDV) | −£5.7M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land at Victoria Road West, Hebburn
£18.2M
Estimated GDV
Units
115
GDV / Unit
£158k
Build Cost (Range)
£13.7M–£17.6M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £150,750 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £18.2M |
| Construction (7,820 sqm @ £2,000/sqm mid) | −£15.6M |
| Externals, fees & contingency | −£4.6M |
| Finance (65% LTGDV, 24m) & sales costs | −£2.1M |
| Developer profit target (17.5% on GDV) | −£3.2M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Primrose Hill Community Hospital, Primrose Terrace
£4.4M
Estimated GDV
Units
51
GDV / Unit
£87k
Build Cost (Range)
£5.6M–£7.2M
Residual Land Value
Tight
GDV estimated from the HM Land Registry flat median of £83,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £4.4M |
| Construction (3,213 sqm @ £2,000/sqm mid) | −£6.4M |
| Externals, fees & contingency | −£1.9M |
| Finance (65% LTGDV, 24m) & sales costs | −£510k |
| Developer profit target (17.5% on GDV) | −£778k |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £150,750 plus a 5% new-build premium (assumed).
- Build cost: £1,750-£2,250/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in South Shields.
2,072 residential transactions in the last twelve months. Median sold price £150,750 (+0.5% YoY). 22 new-build transactions with a +90.9% premium over existing stock.
Detached
£325,000
Semi-Detached
£185,000
Terraced
£138,000
Flat
£83,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 28 Jul 2026 | 55, NORTH STREETNE32 3PG | Terraced | £130,000 | Freehold |
| 27 Jul 2026 | 43, LAKE SHORE ROADNE34 7AS | Semi-Detached | £235,000 | Freehold |
| 27 Jul 2026 | 21, BIRCH AVENUESR6 7AR | Semi-Detached | £189,040 | Freehold |
| 24 Jul 2026 | 93, DAME FLORA ROBSON AVENUENE34 9ED | Terraced | £174,500 | Freehold |
| 24 Jul 2026 | 9, SYCAMORE ROADSR6 7AW | Semi-Detached | £183,000 | Freehold |
| 24 Jul 2026 | 47, DONKINS STREETNE35 9HY | Terraced | £160,000 | Freehold |
| 24 Jul 2026 | 74, ST MARYS AVENUENE34 6AG | Flat | £89,000 | Leasehold |
| 24 Jul 2026 | 31, PENROSE PLACENE31 2AY | Detached | £425,000 | Freehold |
| 24 Jul 2026 | 94, HIGHFIELD ROADNE34 6HF | Flat | £70,000 | Freehold |
| 23 Jul 2026 | 13, EYEMOUTH COURTNE34 9BX | Terraced | £110,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · South Tyneside Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for South Shields deals.
Typical pricing for bridging finance in South Shields. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, South Shields
An indicative appraisal for a nine-unit residential scheme priced at South Shields's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£1,748,000
Loan Amount
£1,136,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in South Shields
— answered.
How active is the development pipeline in South Shields?
The South Tyneside Council planning register currently shows 25 residential applications awaiting decision in South Shields, together proposing 435 units — the largest single scheme proposes 205 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
South Shields Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £150,750, 2,072 sales, +0.5% YoY. Tyne and Wear county.
6 min read
Tyne and Wear Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
6 towns analysed. Median price £150,875, 16,067 transactions, +0.7% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in South Shields and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
South Shields,
Tyne and Wear.
Adjacent products
Other services
in South Shields.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets