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Witney, Oxfordshire
Bridging Finance
in Witney
Expert bridging finance for property developers in Witney. We connect you with competitive funding from our panel of 100+ lenders.
Witney, Oxfordshire
Bridging Finance
in Witney.
Live market data
Witney
market snapshot.
HM Land Registry sold-price data for Witney over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £398,250
- Sales (12m)
- 1,786
- YoY change
- +2.8%
- Approved (recent)
- 436
- Pipeline units
- 2,213
- Pipeline GDV
- £877.0M
Planning pipeline
Planning activity
in Witney.
436 approved (last 12 months)
·141 pending
·2,213 units in pipeline·£877.0M estimated GDV·92% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 25/02414/FUL | Construction of footpath. Land (E) 438738 (N) 212506 Witney Road North Leigh Oxfordshire | - | - | Pending | |
| 25/02408/LBC | Internal and external alterations with roof modifications to enlarge first floor… 1 The Courtyard Leafield Road Crawley Witney Oxfordshire OX29 9QU | - | - | Pending | |
| 25/02405/FUL | Formation of extension to and change of use of part of existing agricultural tra… Maplewood Barn Great Tew Chipping Norton Oxfordshire OX7 4BU | 1 | £398,250 | Pending | |
| 25/02395/LBC | External alterations to remove and rebuild the garden wall along the western ele… Chadlington Manor House East End Chadlington Chipping Norton Oxfordshire OX7 3LX | - | - | Pending | |
| 25/02667/LBC | Replacement of two awnings, alterations to hanging sign and painting exterior wo… 16 Oxford Street Woodstock Oxfordshire OX20 1TS | - | - | Pending |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 25/02661/OUT | Outline application with all matters reserved for the erection of 1 dwelling. (A… 61 Mirfield Road Witney Oxfordshire OX28 5BH | 1 | £398,250 | Pending | |
| 25/02635/FUL | Extension and conversion of the existing bungalow to create two dwellings, the s… 53 Swinbrook Road Carterton Oxfordshire OX18 1DY | 2 | £770,000 | Pending | |
| 25/02583/FUL | Erection of a detached 4-bed dwelling with integral double garage and associated… Land South West Of Chapel Lane Standlake Oxfordshire | - | - | Pending | |
| 25/02875/OUT | Outline planning application for up to 350 residential dwellings, including up t… Land Southwest Of Chapel House Farm Chipping Norton Oxfordshire | 350 | £139.4M | Pending | |
| 25/02832/OUT | Outline application with some matters reserved (apart from access and scale) for… The Paddock Shores Green Witney Oxfordshire OX29 6UU | - | - | Pending |
Deal intelligence
Key schemes
in Witney.
Indicative appraisals of the largest residential schemes in the Witney planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £462.3M in combined GDV across 965 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land (E) 428789 (E) 208512 Burford Road Brize Norton Oxfordshire
£167.7M
Estimated GDV
Units
350
GDV / Unit
£479k
Build Cost (Range)
£53.5M–£67.8M
Residual Land Value
£40.6M
GDV estimated from the HM Land Registry blended median of £398,250 plus a 20.3% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £40,572,000 (£116k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £167.7M |
| Construction (23,800 sqm @ £2,550/sqm mid) | −£60.7M |
| Externals, fees & contingency | −£17.8M |
| Finance (65% LTGDV, 24m) & sales costs | −£19.2M |
| Developer profit target (17.5% on GDV) | −£29.3M |
| Implied residual land value | £40.6M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land Southwest Of Chapel House Farm Chipping Norton Oxfordshire
£167.7M
Estimated GDV
Units
350
GDV / Unit
£479k
Build Cost (Range)
£53.5M–£67.8M
Residual Land Value
£40.6M
GDV estimated from the HM Land Registry blended median of £398,250 plus a 20.3% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £40,572,000 (£116k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £167.7M |
| Construction (23,800 sqm @ £2,550/sqm mid) | −£60.7M |
| Externals, fees & contingency | −£17.8M |
| Finance (65% LTGDV, 24m) & sales costs | −£19.2M |
| Developer profit target (17.5% on GDV) | −£29.3M |
| Implied residual land value | £40.6M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land Between Upavon Way And Northwood Crescent Carterton Oxfordshire
£127.0M
Estimated GDV
Units
265
GDV / Unit
£479k
Build Cost (Range)
£40.5M–£51.4M
Residual Land Value
£30.7M
GDV estimated from the HM Land Registry blended median of £398,250 plus a 20.3% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £30,718,000 (£116k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £127.0M |
| Construction (18,020 sqm @ £2,550/sqm mid) | −£46.0M |
| Externals, fees & contingency | −£13.5M |
| Finance (65% LTGDV, 24m) & sales costs | −£14.6M |
| Developer profit target (17.5% on GDV) | −£22.2M |
| Implied residual land value | £30.7M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £398,250 plus a 20.3% new-build premium (measured locally).
- Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Witney.
1,786 residential transactions in the last twelve months. Median sold price £398,250 (+2.8% YoY). 40 new-build transactions with a +20.3% premium over existing stock.
Detached
£572,500
Semi-Detached
£385,000
Terraced
£331,250
Flat
£203,750
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 27 Jul 2026 | 7, WALTER CRAFT COURT, STATION ROADOX7 5EW | Terraced | £420,000 | Freehold |
| 27 Jul 2026 | FLAT 16, THE OLD WAREHOUSE, 51, WOODGREENOX28 1DD | Flat | £195,000 | Leasehold |
| 24 Jul 2026 | 15, JASMINE WAYOX18 1LQ | Terraced | £268,000 | Freehold |
| 22 Jul 2026 | 31, HAILEY AVENUEOX7 5JG | Terraced | £335,000 | Freehold |
| 21 Jul 2026 | SWERBROOK, CHURCH ENDOX7 4AY | Detached | £2,700,000 | Freehold |
| 21 Jul 2026 | 3, MEADOW BANK CLOSEOX7 6EQ | Semi-Detached | £517,000 | Freehold |
| 20 Jul 2026 | 35, CHICHESTER PLACEOX18 3PD | Detached | £457,500 | Freehold |
| 17 Jul 2026 | 18, BROME WAYOX18 1JS | Semi-Detached | £367,500 | Freehold |
| 17 Jul 2026 | FLAT 10, 4 BRIDGE STREET MILLS, BRIDGE STREETOX28 1FX | Flat | £315,000 | Leasehold |
| 17 Jul 2026 | 10, WORTON ROADOX7 7EE | Detached | £544,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · West Oxfordshire District Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Witney deals.
Typical pricing for bridging finance in Witney. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Witney
An indicative appraisal for a nine-unit residential scheme priced at Witney's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£4,168,000
Loan Amount
£2,709,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Witney
— answered.
How active is the development pipeline in Witney?
The West Oxfordshire District Council planning register currently shows 141 residential applications awaiting decision in Witney, together proposing 1,198 units — the largest single scheme proposes 350 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Witney Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £398,250, 1,786 sales, +2.8% YoY. Oxfordshire county.
6 min read
Oxfordshire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
8 towns analysed. Median price £394,125, 8,960 transactions, -1.3% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Witney and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Witney,
Oxfordshire.
Adjacent products
Other services
in Witney.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV