ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

London, United Kingdom

Services

  • Development Finance
  • Mezzanine Finance
  • Bridging Loans
  • Equity & JV
  • Refurbishment
  • Commercial Mortgages
  • Development Exit

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

© 2026 Construction Capital. All rights reserved.

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  1. Home/
  2. Locations/
  3. Oxfordshire/
  4. Witney/
  5. Bridging Finance

Witney, Oxfordshire

Bridging Finance
in Witney

Expert bridging finance for property developers in Witney. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Oxford historic buildings and spires

Witney, Oxfordshire

Bridging Finance
in Witney.

Live market data

Witney
market snapshot.

HM Land Registry sold-price data for Witney over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£390,575
Sales (12m)
1,237
YoY change
+0.1%
Approved (12m)
0
Pipeline units
10
Pipeline GDV
£3.9M

Planning pipeline

Planning activity
in Witney.

0 approved (12m)
·
4 pending
·10 units in pipeline·£3.9M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatusDate
26/01182/PIP

Permission in principle for the development of land for 5-7 dwellings

Land (E) 209875 (N) 209882 Section Of B4449 From A40 Roundabout To Oxford Road Roundabout Eynsham Oxfordshire

7£2.7MPending14/05/2026
26/01098/FUL

Conversion of existing seven bedroom 12 person house in multiple occupation (HMO…

9 Milestone Road Carterton Oxfordshire OX18 3RJ

--Pending13/05/2026
26/01145/FUL

Conversion of workshop to form a self-build dwelling, erection of a self-build d…

85 Milestone Road Carterton Oxfordshire OX18 3RL

1£390,575Pending12/05/2026
26/01002/PN56

Conversion of existing offices to create two bed dwelling house.

27 Worton Road Middle Barton Chipping Norton Oxfordshire OX7 7EE

2£781,150Pending28/04/2026

Deal intelligence

Key schemes
in Witney.

Financial analysis of the largest approved planning applications in Witney, Oxfordshire. These 1 schemes represent £2.7M in combined GDV across 7 units, with indicative capital stacks for each.

Small-Scale Development

Land (E) 209875 (N) 209882 Section Of B4449 From A40 Roundabout To Oxford Road Roundabout Eynsham Oxfordshire

£2.7M

Estimated GDV

Units

7

GDV / Unit

£391k

Est. Build Cost

£1.2M

Est. Profit on GDV

47.0%

At £391k per unit, this scheme prices 0% below the Witney median of £390,575. Calculate GDV

Indicative Capital Stack

Senior Debt60% (£1.6M)Mezzanine20% (£547k)Developer Equity20% (£547k)

Broker insight: For a 7-unit scheme in Witney, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Submit Your SchemeView full Witney market dataOxfordshire market report

Land Registry data

Recent property sales
in Witney.

1,237 residential transactions in the last twelve months. Median sold price £390,575 (+0.1% YoY). 20 new-build transactions with a +23.1% premium over existing stock.

Detached

£575,000

Semi-Detached

£381,500

Terraced

£330,000

Flat

£210,000

DateAddressTypePriceTenure
26 Mar 202620, WOODLEY DRIVEOX18 2FLDetached£650,000Freehold
26 Mar 202632, WOODGREENOX28 1DJDetached£630,000Freehold
23 Mar 202633, CHANDLER CLOSEOX18 2NWSemi-Detached£385,000Freehold
23 Mar 2026108, THE CROFTSOX28 4AGSemi-Detached£320,000Freehold
20 Mar 202698, MANOR ROADOX28 3SSFlat£190,000Leasehold
20 Mar 2026121, MANOR ROADOX28 3UFSemi-Detached£380,000Freehold
20 Mar 202632, PENSCLOSEOX28 2EQDetached£295,000Freehold
20 Mar 202639, WOODFORD MILLOX28 6DETerraced£425,000Freehold
19 Mar 2026149, BLAKES AVENUEOX28 3SUSemi-Detached£385,000Freehold
19 Mar 202635, ASHFIELD ROADOX18 3RDSemi-Detached£325,000Freehold

Indicative terms

Bridging Finance rates
for Witney deals.

Typical pricing for bridging finance in Witney. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Development Project in Witney

A property development project in Witney requiring structured finance.

GDV

£3,000,000

Loan Amount

£2,000,000

LTV

65% LTGDV

Loan Type

Development Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Witney
— answered.

Market intelligence

Local market
reports.

5 min read

Witney Property Market: House Prices, Sold Data & Development Finance (2026)

Median price £390,000, 1,165 sales, +0.1% YoY. Oxfordshire county.

5 min read

Oxfordshire Property Market: Prices, Trends & Development Finance (2026)

8 towns analysed. Median price £392,500, 5,852 transactions, -2.5% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Witney and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Witney,
Oxfordshire.

Adjacent products

Other services
in Witney.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Oxford

Banbury

Didcot

Bicester

Abingdon

Henley-on-Thames

Get Terms