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Southport, Merseyside
Bridging Finance
in Southport
Expert bridging finance for property developers in Southport. We connect you with competitive funding from our panel of 100+ lenders.
Southport, Merseyside
Bridging Finance
in Southport.
Live market data
Southport
market snapshot.
HM Land Registry sold-price data for Southport over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £215,000
- Sales (12m)
- 1,583
- YoY change
- +2.4%
- Approved (recent)
- 80
- Pipeline units
- 497
- Pipeline GDV
- £96.5M
Planning pipeline
Planning activity
in Southport.
80 approved (last 12 months)
·37 pending
·497 units in pipeline·£96.5M estimated GDV·77% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| DC/2025/01744 | Erection of a single storey extension to the rear, alterations to the front and … 12 Dowhills Drive Crosby L23 8SU | 1 | £215,000 | Pending | 03/11/2025 |
| DC/2025/01735 | Conversion of existing garage into bedroom and bathroom with access door into th… 60 Altway Aintree L10 2LQ | - | - | Pending | 12/12/2025 |
| DC/2025/01724 | New timber flat roof construction to yard area of shop at rear, and new brick wo… 4 - 6 Endbutt Lane Crosby L23 0TR | - | - | Pending | 14/11/2025 |
| DC/2025/01640 | Conversion of the ground floor from a shop (Class E) to 1No. residential flat (C… 23 Rawson Road Seaforth L21 1BS | 1 | £130,000 | Pending | 14/10/2025 |
| DC/2025/01630 | Change of use of 1no. flat from residential to commercial (Class E(b)) 519 Lord Street Southport PR9 0BB | 1 | £130,000 | Pending | 30/10/2025 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| DC/2026/01448 | Subdivision of the existing commercial unit to create 2 no. units and alteration… Unit 9 Central 12 Retail Park Derby Road Southport PR9 0TQ | 2 | £430,000 | Pending | 22/09/2026 |
| DC/2026/01085 | Residential development at Fletchers Yard (rear 18, 20, 22 and 24 Kew Road, Birk… Rear Of 18, 20, 22 And 24 Kew Road Birkdale PR8 4HH | 4 | £700,000 | Pending | 21/09/2026 |
| DC/2026/01457 | Change of Use of Hotel (C1) to Seven Self-Contained Residential Apartments (C3) … 4 Queens Road Southport PR9 9HN | 1 | £130,000 | Pending | 18/09/2026 |
| DC/2026/01540 | Demolition of existing derelict bungalow and erection of 2.5 storey dwellinghous… 5 Melling Lane Maghull L31 3DG | - | - | Pending | 16/09/2026 |
| DC/2026/01180 | Permission In Principle for for the erection of a single replacement dwelling, t… Sutton House Farm Moss Side Formby L37 0AE | - | - | Pending | 14/09/2026 |
Deal intelligence
Key schemes
in Southport.
Indicative appraisals of the largest residential schemes in the Southport planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £52.2M in combined GDV across 256 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land To The South Of Southport Road Thornton
£27.3M
Estimated GDV
Units
121
GDV / Unit
£226k
Build Cost (Range)
£15.2M–£19.3M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £215,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £27.3M |
| Construction (8,228 sqm @ £2,100/sqm mid) | −£17.3M |
| Externals, fees & contingency | −£5.1M |
| Finance (65% LTGDV, 24m) & sales costs | −£3.1M |
| Developer profit target (17.5% on GDV) | −£4.8M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land To Rear Of New Cut Lane New Cut Lane Halsall
£16.3M
Estimated GDV
Units
72
GDV / Unit
£226k
Build Cost (Range)
£9.1M–£11.5M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £215,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £16.3M |
| Construction (4,896 sqm @ £2,100/sqm mid) | −£10.3M |
| Externals, fees & contingency | −£3.0M |
| Finance (65% LTGDV, 24m) & sales costs | −£1.9M |
| Developer profit target (17.5% on GDV) | −£2.8M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Site Of 50 Sandy Road Seaforth L21 3TW
£8.6M
Estimated GDV
Units
63
GDV / Unit
£137k
Build Cost (Range)
£7.3M–£9.3M
Residual Land Value
Tight
GDV estimated from the HM Land Registry flat median of £130,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £8.6M |
| Construction (3,969 sqm @ £2,100/sqm mid) | −£8.3M |
| Externals, fees & contingency | −£2.4M |
| Finance (65% LTGDV, 24m) & sales costs | −£987k |
| Developer profit target (17.5% on GDV) | −£1.5M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £215,000 plus a 5% new-build premium (assumed).
- Build cost: £1,850-£2,350/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Southport.
1,583 residential transactions in the last twelve months. Median sold price £215,000 (+2.4% YoY). 26 new-build transactions with a +35% premium over existing stock.
Detached
£350,000
Semi-Detached
£220,000
Terraced
£175,000
Flat
£130,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 31 Jul 2026 | 27, RIVINGTON CLOSEPR8 4DP | Flat | £65,000 | Leasehold |
| 29 Jul 2026 | 148, VIRGINIA STREETPR8 6SP | Semi-Detached | £200,000 | Freehold |
| 24 Jul 2026 | 22, CEDAR STREETPR8 6NG | Semi-Detached | £275,000 | Freehold |
| 24 Jul 2026 | 78, TALBOT STREETPR8 1LX | Semi-Detached | £300,000 | Freehold |
| 24 Jul 2026 | 37, PILKINGTON ROADPR8 6PD | Detached | £485,000 | Freehold |
| 24 Jul 2026 | 93, EASEDALE DRIVEPR8 3TT | Detached | £460,000 | Leasehold |
| 23 Jul 2026 | FLAT 3, THE POSTING HOUSE, POST OFFICE AVENUEPR9 0UH | Flat | £112,000 | Leasehold |
| 21 Jul 2026 | 43, FIR STREETPR8 6HD | Semi-Detached | £220,000 | Leasehold |
| 20 Jul 2026 | 117, CHURCHGATEPR9 7JE | Detached | £470,000 | Freehold |
| 20 Jul 2026 | 11, PEEL STREETPR8 6HR | Semi-Detached | £225,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Sefton Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Southport deals.
Typical pricing for bridging finance in Southport. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Southport
An indicative appraisal for a nine-unit residential scheme priced at Southport's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£2,079,000
Loan Amount
£1,351,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Southport
— answered.
How active is the development pipeline in Southport?
The Sefton Council planning register currently shows 37 residential applications awaiting decision in Southport, together proposing 299 units — the largest single scheme proposes 121 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Southport Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £215,000, 1,583 sales, +2.4% YoY. Merseyside county.
5 min read
Merseyside Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
6 towns analysed. Median price £168,125, 13,462 transactions, +3% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Southport and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Southport,
Merseyside.
Adjacent products
Other services
in Southport.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets