County Durham
Durham
development finance.
Expert property development finance in Durham, County Durham. Median price £152,500, 2,136 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £153k
- Sales (12m)
- 2,136
- YoY change
- -4.7%
Durham, County Durham
Property finance
in Durham.
Durham - uNESCO World Heritage city with premium university housing demand and conservation area constraints. With a median property price of £152,500 and 2,136 transactions in the last twelve months, Durham represents a active market with prices down 4.7% year-on-year.
Detached homes command a median of £265,000 while terraced houses average £110,000, reflecting the breadth of Durham's residential market. New-build activity is notable, with 88 new-build transactions recorded over the past year - a signal of active development demand.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Durham and the wider County Durham area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Durham scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Durham developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Durham
market snapshot.
HM Land Registry sold-price data for Durham over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £152,500
- Sales (12m)
- 2,136
- YoY change
- -4.7%
- Approved (recent)
- 186
- Pipeline units
- 3,490
- Pipeline GDV
- £532.1M
Durham development appraisal
Model the numbers
for your scheme.
Pre-populated with Durham median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Durham median prices. Adjust to match your scheme.
Build cost pre-filled at £2,000/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Durham.
2,136 residential transactions in the last twelve months. Median sold price £152,500 (-4.7% YoY). 88 new-build transactions with a +67.8% premium over existing stock.
Detached
£265,000
Semi-Detached
£150,000
Terraced
£110,000
Flat
£125,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 24 Jul 2026 | 24, MINSTER COURTDH1 2DP | Flat | £97,500 | Leasehold |
| 24 Jul 2026 | 43, ALDERSIDE CRESCENTDH7 0PZ | Semi-Detached | £249,000 | Freehold |
| 24 Jul 2026 | 29, WOODSIDEDH6 1LD | Semi-Detached | £149,950 | Freehold |
| 23 Jul 2026 | 26, LOWES BARN BANKDH1 3QL | Semi-Detached | £225,000 | Freehold |
| 20 Jul 2026 | 4, BLACK ROADDH7 8LW | Terraced | £136,000 | Freehold |
| 20 Jul 2026 | 21, BELLES VILLEDH1 2HY | Terraced | £130,000 | Freehold |
| 17 Jul 2026 | 49, GRANGE CRESCENTDH6 4BQ | Semi-Detached | £95,000 | Freehold |
| 17 Jul 2026 | 44, NEWTON DRIVEDH1 5BE | Detached | £223,000 | Freehold |
| 17 Jul 2026 | 19, OLD DRYBURN WAYDH1 5SE | Detached | £230,000 | Freehold |
| 17 Jul 2026 | 26, WESTWOOD VIEWDH7 6PA | Terraced | £100,000 | Leasehold |
Planning pipeline
Planning activity
in Durham.
Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| DM/25/02713/CPO | Installation of electrical cables Land East Of Spennymoor Electricity Substation (South) Thinford Lane Thinford DH6 5LB | - | - | Approved | |
| DM/25/02730/PNA | Prior Notification under Class A of Part 6 of Schedule 2 of the Town and Country… Moory Lea Billy Lane Langleydale Barnard Castle DL12 8SL | 2 | £305,000 | Pending | |
| DM/25/02997/PN56 | Prior Notification (Part 3 Class G) for change of use of vacant upper floor offi… Durham C I U Headquarters Ltd Club Union House Flass Street Durham DH1 4EF | - | - | Pending | |
| DM/25/02996/RM | Reserved Matters Application for scale, appearance and landscape for erection of… Plot 48 Land To The West Of Dunelm Stables Thornley Durham DH6 3BN | 1 | £265,000 | Approved | |
| DM/25/02988/PA56 | Erection of an agricultural general purpose building for the housing of fertiliz… North Farm Butsfield Lane West Butsfield Bishop Auckland DL13 4JD | - | - | Approved |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| DM/25/02710/FPA | Retrospective change of use from existing mixed office to 3-bed HMO, with retain… 67 Cockton Hill Road Bishop Auckland DL14 6HS | - | - | Pending | |
| DM/25/03032/FPA | Change of use and conversion of the Old Miners Hall to a residential dwelling wi… The Old Miners Hall Colliery Road Bearpark Durham DH7 7AU | 1 | £152,500 | Pending | |
| DM/25/03027/FPA | Erection of a building comprising 4no. dwellings: 2no. one-bedroom flats and 2no… Land To The South Of 55 Medomsley Road Consett DH8 5HQ | - | - | Pending | |
| DM/25/03005/FPA | Mixed-use development of the site retaining and refurbishing the existing commer… 35 - 45 Newgate Street Bishop Auckland DL14 7EW | - | - | Pending | |
| DM/25/02948/OUT | Outline application with all matters, except access for residential development … Land To North Of Witton Grove Framwellgate Moor DH1 5AB | 45 | £6.9M | Pending |
Source: HM Land Registry price paid data, 12 months to September 2026 · Durham County Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in Durham
— answered.
What is the average property price in Durham?
Is Durham a good area for property development?
What types of property finance are available in Durham?
How do I apply for development finance in Durham?
What are typical development finance rates in Durham?
Where we fund
Durham,
County Durham.
Nearby markets
Adjacent towns
we also fund.
Bishop Auckland
Median · £115,000
Heritage Action Zone and Auckland Castle cultural project driving regeneration
Newton Aycliffe
Median · £130,000
New Town with Hitachi rail factory and Aycliffe Business Park employment
Consett
Median · £131,000
Former steel town on the hills with growing residential demand and affordable values
Chester-le-Street
Median · £125,000
Cricket town between Durham and Newcastle with growing commuter demand
Peterlee
Median · £75,000
East Durham New Town with affordable development land and regeneration opportunities
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Durham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.