County Durham
Durham
development finance.
Expert property development finance in Durham, County Durham. Median price £150,000, 1,419 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £150k
- Sales (12m)
- 1,419
- YoY change
- -6.3%
Durham, County Durham
Property finance
in Durham.
Durham - uNESCO World Heritage city with premium university housing demand and conservation area constraints. With a median property price of £150,000 and 1,419 transactions in the last twelve months, Durham represents a healthy market with prices down 6.3% year-on-year.
Detached homes command a median of £265,000 while terraced houses average £110,000, reflecting the breadth of Durham's residential market. New-build activity is notable, with 27 new-build transactions recorded over the past year - a signal of active development demand.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Durham and the wider County Durham area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Durham scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Durham developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Durham
market snapshot.
HM Land Registry sold-price data for Durham over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.
- Median price
- £150,000
- Sales (12m)
- 1,419
- YoY change
- -6.3%
- Approved (12m)
- 0
- Pipeline units
- 669
- Pipeline GDV
- £100.3M
Durham development appraisal
Model the numbers
for your scheme.
Pre-populated with Durham median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Durham median prices. Adjust to match your scheme.
Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Durham.
1,419 residential transactions in the last twelve months. Median sold price £150,000 (-6.3% YoY). 27 new-build transactions with a +73.3% premium over existing stock.
Detached
£265,000
Semi-Detached
£146,000
Terraced
£110,000
Flat
£126,500
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 28 Apr 2026 | 53, COMMERCIAL STREETDH7 9BW | Terraced | £150,000 | Freehold |
| 27 Apr 2026 | 9, LUKE TERRACEDH6 3RX | Detached | £154,950 | Freehold |
| 24 Apr 2026 | 21, EAST CLEREDH7 9XY | Semi-Detached | £80,000 | Freehold |
| 23 Apr 2026 | THE PADDOCK, JOHN STREET SOUTHDH7 8RP | Detached | £228,000 | Freehold |
| 23 Apr 2026 | 2, FRONT STREETDH6 1HA | Terraced | £192,000 | Freehold |
| 23 Apr 2026 | 71, GROVE ROADDH7 8AP | Terraced | £78,000 | Freehold |
| 22 Apr 2026 | 6, LOWES WYNDDH1 4NT | Flat | £250,000 | Leasehold |
| 20 Apr 2026 | 9, DRAPER CLOSEDH7 6FS | Detached | £240,000 | Freehold |
| 17 Apr 2026 | 3, WINCHESTER DRIVEDH7 8UG | Semi-Detached | £150,000 | Freehold |
| 17 Apr 2026 | 44, EASTERN AVENUEDH7 9XS | Semi-Detached | £115,000 | Freehold |
Planning pipeline
Planning activity
in Durham.
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| DM/26/01423/DRC | Discharge of conditions 5 (contaminated land) and 23 (M4(2) provisions) pursuant… Land To The East Of 1 Ladysmock Close Spennymoor DL16 6NZ | 7 | £1.1M | Pending | 04/06/2026 |
| DM/26/01415/CPO | Lawful Development Certificate for the erection of a 1.0m high stone wall to fro… Church Lodge Church Bank Shotley Bridge Consett DH8 0NW | - | - | Pending | 03/06/2026 |
| DM/26/01412/FPA | Erection of 40 dwellings with associated landscaping and drainage works, creatio… Site Of Former Wolsingham School And Commercial College Leazes Lane Wolsingham DL13 3DJ | 40 | £6.0M | Pending | 03/06/2026 |
| DM/26/01399/CPO | Certificate of Proposed Development for a hip to gable conversion to form loft c… 28 Moor Edge Crossgate Moor Durham DH1 4HT | - | - | Pending | 02/06/2026 |
| DM/26/01355/PA56 | Agricultural storage unit. Follow up to DM/26/01062/PNA. Auckland Cottage Bowlees Farm Durham Road Wolsingham Bishop Auckland DL13 3JF | - | - | Pending | 28/05/2026 |
Common questions
Property finance in Durham
— answered.
What is the average property price in Durham?
Is Durham a good area for property development?
What types of property finance are available in Durham?
How do I apply for development finance in Durham?
What are typical development finance rates in Durham?
Where we fund
Durham,
County Durham.
Nearby markets
Adjacent towns
we also fund.
Bishop Auckland
Median · £113,900
Heritage Action Zone and Auckland Castle cultural project driving regeneration
Newton Aycliffe
Median · £126,000
New Town with Hitachi rail factory and Aycliffe Business Park employment
Consett
Median · £132,500
Former steel town on the hills with growing residential demand and affordable values
Chester-le-Street
Median · £125,000
Cricket town between Durham and Newcastle with growing commuter demand
Peterlee
Median · £75,000
East Durham New Town with affordable development land and regeneration opportunities
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Durham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.