County Durham
Durham
development finance.
Expert property development finance in Durham, County Durham. Median price £150,000, 1,478 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £150k
- Sales (12m)
- 1,478
- YoY change
- -6.3%
Durham, County Durham
Property finance
in Durham.
Durham - uNESCO World Heritage city with premium university housing demand and conservation area constraints. With a median property price of £150,000 and 1,478 transactions in the last twelve months, Durham represents a healthy market with prices down 6.3% year-on-year.
Detached homes command a median of £265,000 while terraced houses average £110,000, reflecting the breadth of Durham's residential market. New-build activity is notable, with 13 new-build transactions recorded over the past year - a signal of active development demand.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Durham and the wider County Durham area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Durham scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Durham developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Durham
market snapshot.
HM Land Registry sold-price data for Durham over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £150,000
- Sales (12m)
- 1,478
- YoY change
- -6.3%
- Pipeline units
- 273
- Pipeline GDV
- £41.0M
Durham development appraisal
Model the numbers
for your scheme.
Pre-populated with Durham median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Durham median prices. Adjust to match your scheme.
Build cost pre-filled at £2,000/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Durham.
1,478 residential transactions in the last twelve months. Median sold price £150,000 (-6.3% YoY). 13 new-build transactions with a +96.6% premium over existing stock.
Detached
£265,000
Semi-Detached
£145,000
Terraced
£110,000
Flat
£120,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 26 Jun 2026 | 3, PERCY STREETDH6 3NW | Terraced | £20,000 | Freehold |
| 22 Jun 2026 | 17, BRACKENRIDGEDH6 2QT | Terraced | £111,150 | Freehold |
| 19 Jun 2026 | 2, MAGNOLIA COURTDH7 9NY | Semi-Detached | £175,000 | Freehold |
| 19 Jun 2026 | 15A, FRONT STREETDH7 6SY | Terraced | £123,000 | Freehold |
| 19 Jun 2026 | 13, BRADFORD CRESCENTDH1 1ER | Terraced | £158,750 | Freehold |
| 18 Jun 2026 | 12, WILLIAM MORRIS TERRACEDH6 2PL | Semi-Detached | £83,519 | Freehold |
| 18 Jun 2026 | 12, CORONATION TERRACEDH6 4HG | Terraced | £85,000 | Freehold |
| 15 Jun 2026 | 9, DENE TERRACEDH6 2QX | Terraced | £55,950 | Freehold |
| 15 Jun 2026 | 37, QUETLAW ROADDH6 3SB | Semi-Detached | £82,000 | Freehold |
| 15 Jun 2026 | 28, STEAVENSON STREETDH6 5BA | Terraced | £49,000 | Freehold |
Planning pipeline
Planning activity
in Durham.
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| DM/26/01997/CPO | Certificate of Lawfulness for proposed external and internal alterations to an e… Grove Works Queen Street Barnard Castle DL12 8JQ | - | - | Pending | 31/07/2026 |
| DM/26/01903/OUT | Outline application for the erection of a detached dwelling with associated gara… Land North Of Wayside Low Lane Witton-le-wear DL14 0AJ | - | - | Pending | 21/07/2026 |
| DM/26/01876/CPO | Erection of a single storey rear extension to the existing dwellinghouse. The ex… New House Gordon Bank Eggleston Barnard Castle DL12 0AS | - | - | Pending | 20/07/2026 |
| DM/26/01763/CPO | DDA Ramp and Steps Durham University Science Site South Road Durham DH1 3LE | - | - | Pending | 08/07/2026 |
| DM/26/01781/PA56 | Prior Approval application for the erection of 1 no. agricultural storage buildi… Land To The South East Of Tweddle House Fillpoke Lane Blackhall Rocks TS27 4BT | - | - | Pending | 08/07/2026 |
Source: HM Land Registry price paid data, 12 months to August 2026 · Durham County Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in Durham
— answered.
What is the average property price in Durham?
Is Durham a good area for property development?
What types of property finance are available in Durham?
How do I apply for development finance in Durham?
What are typical development finance rates in Durham?
Where we fund
Durham,
County Durham.
Nearby markets
Adjacent towns
we also fund.
Bishop Auckland
Median · £112,000
Heritage Action Zone and Auckland Castle cultural project driving regeneration
Newton Aycliffe
Median · £130,000
New Town with Hitachi rail factory and Aycliffe Business Park employment
Consett
Median · £131,000
Former steel town on the hills with growing residential demand and affordable values
Chester-le-Street
Median · £124,000
Cricket town between Durham and Newcastle with growing commuter demand
Peterlee
Median · £75,000
East Durham New Town with affordable development land and regeneration opportunities
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Durham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.