County Durham
Durham
development finance.
Expert property development finance in Durham, County Durham. Median price £150,000, 1,340 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £150k
- Sales (12m)
- 1,340
- YoY change
- -7.1%
Durham, County Durham
Property finance
in Durham.
Durham - uNESCO World Heritage city with premium university housing demand and conservation area constraints. With a median property price of £150,000 and 1,340 transactions in the last twelve months, Durham represents a healthy market with prices down 7.1% year-on-year.
Detached homes command a median of £250,000 while terraced houses average £110,000, reflecting the breadth of Durham's residential market. New-build activity is notable, with 30 new-build transactions recorded over the past year - a signal of active development demand.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Durham and the wider County Durham area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Durham scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Durham developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Durham
market snapshot.
HM Land Registry sold-price data for Durham over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.
- Median price
- £150,000
- Sales (12m)
- 1,340
- YoY change
- -7.1%
- Approved (12m)
- 0
- Pipeline units
- 5,108
- Pipeline GDV
- £765.3M
Durham development appraisal
Model the numbers
for your scheme.
Pre-populated with Durham median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Durham median prices. Adjust to match your scheme.
Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Durham.
1,340 residential transactions in the last twelve months. Median sold price £150,000 (-7.1% YoY). 30 new-build transactions with a +59.4% premium over existing stock.
Detached
£250,000
Semi-Detached
£148,754
Terraced
£110,000
Flat
£121,250
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 23 Feb 2026 | 63, HARVEY AVENUEDH1 5ZB | Terraced | £287,000 | Freehold |
| 20 Feb 2026 | 14, ST AIDANS AVENUEDH1 5BA | Semi-Detached | £165,000 | Freehold |
| 16 Feb 2026 | 111, BRUCE GLAZIER TERRACEDH6 2PN | Semi-Detached | £77,500 | Freehold |
| 13 Feb 2026 | 34, ALFRETON CLOSEDH7 8UE | Semi-Detached | £134,950 | Freehold |
| 13 Feb 2026 | 9, MARY CRESCENTDH6 4NJ | Semi-Detached | £96,000 | Freehold |
| 13 Feb 2026 | 16, WILLIAM STREETDH6 5DY | Semi-Detached | £100,000 | Freehold |
| 12 Feb 2026 | 9, BEAVER CLOSEDH1 5GS | Semi-Detached | £220,000 | Freehold |
| 11 Feb 2026 | 47, LINDISFARNE ROADDH1 5YH | Semi-Detached | £152,500 | Freehold |
| 11 Feb 2026 | 20, BROWNING HILLDH6 4HB | Detached | £225,000 | Freehold |
| 11 Feb 2026 | 35, LATIMER WAYDH6 1BU | Detached | £265,000 | Freehold |
Planning pipeline
Planning activity
in Durham.
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| DM/26/01101/PN56 | Prior notification under Part 3 Class R for the change of use of an agricultural… Littletown Farm Littletown Durham DH6 1AJ | - | - | Pending | 30/04/2026 |
| DM/26/01071/FPA | Erection of 71 dwellings with associated access, landscaping, open space and eng… Land North West Of 20-26 Duchy Close Consett DH8 5YT | 71 | £10.7M | Pending | 28/04/2026 |
| DM/26/01011/OUT | Outline planning application comprising the erection of up to 200 dwellings, wit… Land To The West Of Castlefields Bournmoor DH4 6HH | 200 | £30.0M | Pending | 21/04/2026 |
| DM/26/01010/CPO | Garage and utility conversion with mono-pitched roof over existing flat roof 20 Dalton Way Newton Aycliffe DL5 4NB | - | - | Pending | 20/04/2026 |
| DM/26/00995/CPO | Single-storey rear extension 4 Meadow Grange New Lambton Houghton-le-spring DH4 6DW | - | - | Pending | 20/04/2026 |
Common questions
Property finance in Durham
— answered.
What is the average property price in Durham?
Is Durham a good area for property development?
What types of property finance are available in Durham?
How do I apply for development finance in Durham?
What are typical development finance rates in Durham?
Where we fund
Durham,
County Durham.
Nearby markets
Adjacent towns
we also fund.
Bishop Auckland
Median · £113,000
Heritage Action Zone and Auckland Castle cultural project driving regeneration
Newton Aycliffe
Median · £132,000
New Town with Hitachi rail factory and Aycliffe Business Park employment
Consett
Median · £135,000
Former steel town on the hills with growing residential demand and affordable values
Chester-le-Street
Median · £125,000
Cricket town between Durham and Newcastle with growing commuter demand
Peterlee
Median · £79,000
East Durham New Town with affordable development land and regeneration opportunities
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Durham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.