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Specialist Lender
Pennine Property Finance
Northern-headquartered specialist with strong relationships across the Midlands and North. Excellent track record funding schemes in secondary locations where high street banks hesitate.
- Typical rate
- From 7.8% p.a.
- Max LTV
- 70% LTGDV
- Turnaround
- 2-4 weeks
Products available
Services
offered.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Why this lender
Key
strengths.
Deep knowledge of Northern and Midlands property markets
Will fund schemes in locations other lenders avoid
Pragmatic approach to developer experience requirements
At a glance
Lending
criteria.
- Minimum loan
- £200K
- Maximum loan
- £15M
- Typical rate
- From 7.8% p.a.
- Maximum LTV
- 70% LTGDV
- Typical turnaround
- 2-4 weeks
How it works
How to access
this lender.
Pennine Property Finance is part of the Construction Capital lender panel. As a broker-only lender, they do not accept direct applications from developers. All enquiries are submitted through us, giving you the benefit of our established relationship and negotiating power.
When you submit your deal through our Deal Room, we assess your project against the full panel of 100+ lenders — including Pennine Property Finance. If they are the right fit, we present your case directly to their credit team with a full information pack, saving weeks of back-and-forth.
Our relationship with Pennine Property Finance means we know exactly what they need to see, what their current appetite looks like, and how to position your deal for the best possible terms. No cost to you unless we successfully arrange your facility.
- 01
Submit your deal
Enter your project details in the Deal Room. Takes 2 minutes.
- 02
We match & present
We match your deal to Pennine Property Finance and present it to their credit team.
- 03
Receive terms
Indicative terms from Pennine Property Finance typically within 2-4 weeks.
Similar lenders
Other specialist lender
lenders.
Oakbridge Capital
A leading specialist property lender with over 15 years in the development finance market. Combines institutional-grade processes with entrepreneurial flexibility on complex structures.
From 7.0% p.a. · 70% LTGDV
Specialist LenderCastlegate Finance
Specialist in funding residential development projects across England and Wales. Particularly active in the mid-market space with schemes of 5-50 units.
From 7.5% p.a. · 70% LTGDV
Specialist LenderThornfield Lending
A specialist lender focused exclusively on property development and refurbishment. Known for creative structuring and willingness to look beyond standard underwriting criteria.
From 7.2% p.a. · 75% LTGDV
Ready when you are
Ready to work with
Pennine Property Finance?
Submit your deal and receive indicative terms from Pennine Property Finance and our wider panel of 100+ lenders. No obligation, no fees until we deliver.